Travis County property record for 412 Bowcross Pt, Austin, TX 78738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 4,178 sqft · built 2021 |
| Lot Size | 0.366 acres (15,951 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,800 (Feb 2019) |
| Tax Bill | $35,166 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Dec 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0127860220 |
| Primary APN | 0127860220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,178 sqft Living Area |
| Gross Area | 5,135 sqft |
| 1st Floor Area | 3,137 sqft |
| 2nd Floor Area | 1,041 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,951 sqft (0.366 acres) |
| Garage Type | Attached |
| Garage Area | 957 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Storage Building | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 834254 |
|---|---|
| Street Address | 412 BOWCROSS PT |
| City | AUSTIN |
| State | TX |
| Zip | 78738-7075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 274 SERENE HILLS PHS 3WA & REPLAT OF LOT 402 SERENE HILLS PHS 1B |
| Legal Subdivision | SERENE HILLS PHS 3WA & REPLAT OF LOT 402 |
| Legal Lot Number | 274 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | SOUTHWEST TRAVIS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 35400 |
Source: Travis County records · APN 0127860220
Assessment roll updated March 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 BOWCROSS PT, AUSTIN, TX 78738-7075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 04, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED BANK & TRUST |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Feb 15, 2019 | Vendor's Lien, Subdivision Related Transfer CENTRAL NATIONAL BANK |
| Nov 22, 2018 | Loan Modification, Mortgage BENCHMARK BK |
| Nov 22, 2017 | Loan Modification, Mortgage BENCHMARK BK |
| Nov 22, 2016 | Loan Modification, Mortgage BENCHMARK BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on Record |
| Deed Sale | Feb 15, 2019 · Amount on Record |
| Prior Sale | May 22, 2015 · Amount on Record |
| Deed Document Number | 201921855 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 412 BOWCROSS PT, AUSTIN, TX 78738-7075 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2025 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 412 BOWCROSS PT, AUSTIN, TX 78738-7075 |
| Investor | Possibly a Property Investor |
| Document Number | 0000176663 |
|---|---|
| Date | Nov 04, 2022 |
| Instrument | 2022176663 |
| Name | UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 412 BOWCROSS PT, AUSTIN, TX 78738-7075 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | HERITAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000256967 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020256967 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Feb 15, 2019 |
| Property Address | 412 BOWCROSS PT, AUSTIN, TX 78738-7075 |
| Document Number | 0000021855 |
| Map Reference | DOC 201300186 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 2019021855 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 18, 2022 |
| Title Company | HERITAGE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 707 CARDINAL LN APT G1, G1, AUSTIN, TX 78704-8051 |
| Document Number | 0000021856 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 2019021856 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 412 BOWCROSS PT, AUSTIN, TX 78738-7075 |
| Document Number | 0000011113 |
| Instrument Date | Nov 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 614 S CAPITAL OF TEXAS HWY WEST LAKE HILLS TX 787465204, WEST LAKE HILLS, TX 78746-5204 |
| Document Number | 0000011113 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 11113 |
| Name | BENCHMARK BK |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 24, 2029 |
| Rate | 6.25% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 412 BOWCROSS PT, AUSTIN, TX 78738-7075 |
| Document Number | 0000006271 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 614 S CAPITAL OF TEXAS HWY WEST LAKE HILLS TX 787465204, WEST LAKE HILLS, TX 78746-5204 |
| Document Number | 0000006271 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 6271 |
| Name | BENCHMARK BK |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 11, 2019 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 412 BOWCROSS PT, AUSTIN, TX 78738-7075 |
| Document Number | 0000012160 |
| Instrument Date | Nov 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 614 S CAPITAL OF TEXAS HWY WEST LAKE HILLS TX 787465204, WEST LAKE HILLS, TX 78746-5204 |
| Document Number | 0000012160 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 12160 |
| Name | BENCHMARK BK |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 19, 2018 |
Source: Travis County records · Assessment roll updated March 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Lakeway City |
| County | Travis County |
| Unified School District | Lake Travis Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,166.00 (-12.92%) Homeowner's exemption | $1,788,818 (-7.12%) Land $279,830 Building $1,508,988 | $1,788,818 (-7.12%) Land $279,830 Building $1,508,988 |
| 2024 | $40,385.00 (-5.74%) | ||
| 2023 | $1,925,861 Land $100,000 Building $1,825,861 | $1,925,861 Land $100,000 Building $1,825,861 | |
| 2022 | $42,843.00 |
Source: FEMA National Flood Hazard Layer, Travis County (48453C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484530354001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Moderate above 57% of the US · lower than 61% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 221 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TRAVIS COUNTY WCID 17 serves 45,165 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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