406 Bowcross Pt, Austin, TX 78738 Property Records

Travis County property record for 406 Bowcross Pt, Austin, TX 78738

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,074 sqft · built 2018
Lot Size	0.411 acres (17,896 sqft)
Owner	2 Individual Names on File
Last Sale	$1,755,600 (Jul 2024)
Tax Bill	$31,091 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0127860217`

Property Details

APN / Parcel Number

Primary APN	`0127860217`
Alternative APNs	`01278602170000` `834251`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,074 sqft Living Area
Gross Area	5,527 sqft
1st Floor Area	3,102 sqft
2nd Floor Area	1,972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Hip
Roof Material	Tile
Lot Area	17,896 sqft (0.411 acres)
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	834251
Street Address	406 BOWCROSS PT
City	AUSTIN
State	TX
Zip	78738-7075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 271 SERENE HILLS PHS 3WA & REPLAT OF LOT 402 SERENE HILLS PHS 1B
Legal Subdivision	SERENE HILLS PHS 3WA & REPLAT OF LOT 402
Legal Lot Number	271
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	1
Census Block	1020
Census Tract	35400

Owner

406 Bowcross Pt is owned and occupied by two individuals who bought it in July 2024.

Source: Travis County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 BOWCROSS PT, AUSTIN, TX 78738-7075
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2024	Vendor's Lien, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NATIONA
Mar 24, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Nov 25, 2019	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 11, 2018	Grant Deed, Transfer INDEPENDENCE TITLE
Jun 1, 2018	Grant Deed, Construction Loan AUSTIN TITLE
Jul 5, 2017	Vendor's Lien, Transfer PIONEER BANK
Nov 15, 2016	Loan Modification, Mortgage FIRST ST BK/CTRL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on File
Deed Sale	Jul 10, 2024 · Amount on File
Prior Sale	Mar 24, 2021 · Amount on File
Deed Document Number	202475448
Prior Transfer Date	Mar 23, 2021
Prior Transfer Doc	0000062501
Record Updated	Sep 20, 2026

July 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Jul 10, 2024
Property Address	406 BOWCROSS PT, AUSTIN, TX 78738-7075
Document Number	0000075448
Map Reference	DOC NO 201300186
Instrument Date	Jul 9, 2024
Instrument	2024075448
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 BOWCROSS PT, AUSTIN, TX 78738-7075

Mortgage

Document Number	0000075449
Date	Jul 10, 2024
Instrument	2024075449

Lender

Name	MORGAN STANLEY PRIVATE BANK NATIONA
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Mar 24, 2021
Property Address	406 BOWCROSS PT, AUSTIN, TX 78738-7075
Document Number	0000062501
Map Reference	FILE 201300186
Instrument Date	Mar 23, 2021
Instrument	2021062501
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 BOWCROSS PT, AUSTIN, TX 78738-7075

Mortgage

Document Number	0000062502
Date	Mar 24, 2021
Instrument	2021062502

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Nov 25, 2019
Property Address	406 BOWCROSS PT, AUSTIN, TX 78738-7075
Document Number	0000184978
Map Reference	DOC 201300186
Instrument Date	Nov 22, 2019
Instrument	2019184978
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 25, 2022
Title Company	AUSTIN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 BOWCROSS PT, AUSTIN, TX 78738-7075

Mortgage

Document Number	0000184979
Date	Nov 25, 2019
Instrument	2019184979

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TRAVIS TX
Recording Date	Jun 11, 2018
Property Address	406 BOWCROSS PT, AUSTIN, TX 78738-7075
Document Number	0000090630
Instrument Date	Jun 11, 2018
Instrument	90630
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	INDEPENDENCE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13301 GALLERIA CIR #B175 AUSTIN TX 787386434, B175, AUSTIN, TX 78738-6434

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	TRAVIS TX
Recording Date	Jun 1, 2018
Property Address	406 BOWCROSS PT, AUSTIN, TX 78738-7075
Document Number	0000085542
Instrument Date	May 31, 2018
Instrument	85542
Transaction Type	Construction Loan
Record Updated	Jun 21, 2018
Title Company	AUSTIN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1300 FM 2222 #250 AUSTIN TX 78730, 250, AUSTIN, TX 78730

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Jul 5, 2017
Property Address	406 BOWCROSS PT, AUSTIN, TX 78738-7075
Document Number	0000107141
Map Reference	DOC201300186
Instrument Date	Jun 28, 2017
Instrument	2017107141
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6836 FM 2244 RD # 400, 400, AUSTIN, TX 78746-5059

Mortgage

Document Number	0000107142
Date	Jul 5, 2017
Instrument	2017107142

Lender

Name	PIONEER BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TRAVIS TX
Property Address	406 BOWCROSS PT, AUSTIN, TX 78738-7075
Document Number	0000002699
Instrument Date	Nov 15, 2016
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13301 GALLERIA CIR #B BEE CAVE TX 787386434, B, BEE CAVE, TX 78738-6434

Mortgage

Document Number	0000002699
Date	Jan 6, 2017
Instrument	2699

Lender

Name	FIRST ST BK/CTRL TX
Type	Bank
Address	TEMPLE, TX 76503-6136

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 5, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 406 Bowcross Pt was $31,091 with a homeowner's exemption, down 21% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Lakeway City
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,091.00 (-21.04%) Homeowner's exemption	$1,589,775 Land $280,459 Building $1,309,316	$1,589,775 Land $280,459 Building $1,309,316
2024	$39,378.00
2023		$2,016,255 Land $100,000 Building $1,916,255	$2,016,255 Land $100,000 Building $1,916,255
2022	$51,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Bowcross Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Bowcross Pt is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVIS COUNTY WCID 17 serves 45,165 people · EPA ID TX2270027
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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