St. Charles County property record for 412 Bittersweet Dr, O Fallon, MO 63366 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,098 sqft · built 2009 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $338,900 (Oct 2021) |
| Tax Bill | $4,152 (2025) |
| Deeds & Mortgages | May 2022 Sale Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T060300397 |
| Primary APN | T060300397 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,098 sqft Living Area |
| Gross Area | 3,192 sqft |
| 1st Floor Area | 1,412 sqft |
| Basement Area | 1,312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 12,632 sqft (0.29 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 252 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T060300397 |
|---|---|
| Street Address | 412 BITTERSWEET DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUFFS AT DAMES PK LOT 13 |
| Legal Subdivision | BLUFFS AT DAMES PK |
| Legal Lot Number | 13 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 311802 |
Source: St. Charles County records · APN T060300397
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 BITTERSWEET DR, O FALLON, MO 63366-1669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2022 | Beneficiary Deed, Transfer |
| Oct 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 12, 2017 | Deed of Trust, Mortgage · VA Mortgage FLAT BRANCH HOME LOANS INC |
| Aug 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCE BANK |
| Aug 07, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on Record |
| Deed Sale | Oct 26, 2021 · Amount on Record |
| Prior Sale | Feb 14, 2014 · Amount on Record |
| Deed Document Number | 202188383 |
| Last Transfer Date | May 10, 2022 |
| Transfer Doc | 0000027452 |
| Record Updated | Jun 08, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 13, 2022 |
| Property Address | 412 BITTERSWEET DR, O FALLON, MO 63366-1669 |
| Document Number | 0000027452 |
| Map Reference | MB 42 PG 215 |
| Instrument Date | May 10, 2022 |
| Instrument | 2022R-027452 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 BITTERSWEET DR, 412, O FALLON, MO 63366-1669 |
| Name | Verified Name |
|---|---|
| Address | 4 SAINT DYMPHNA CT, O FALLON, MO 63366-2171 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 26, 2021 |
| Property Address | 412 BITTERSWEET DR, O FALLON, MO 63366-1669 |
| Document Number | 2021R088383 |
| Map Reference | MB 42 PG 215 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 2021R-088383 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2021 |
| Title Company | UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 BITTERSWEET DR, 412, O FALLON, MO 63366-1669 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 412 BITTERSWEET DR, O FALLON, MO 63366-1669 |
| Document Number | 2021R088384 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021R-088384 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.72% |
| Type Change Date | Nov 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 3.72% |
| Index | Other |
| Margin | 3 |
| Max Rate | 6.72% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 412 BITTERSWEET DR, O FALLON, MO 63366-1669 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067731103 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 6773/1103 |
| Instrument | 20170712000428610 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 412 BITTERSWEET DR, O FALLON, MO 63366-1669 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067971491 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 6797/1491 |
| Instrument | 20170828000537420 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63366 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 412 BITTERSWEET DR, O FALLON, MO 63366-1669 |
| Document Number | 0000074078 |
| Instrument Date | Aug 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 412 BITTERSWEET DR O FALLON MO 633661669, O FALLON, MO 63366-1669 |
| Document Number | 0000074078 |
|---|---|
| Date | Oct 02, 2020 |
| Instrument | 74078 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,152.00 (+3.77%) | $64,651 (+6.87%) | $340,270 (+6.87%) Land $65,120 Building $275,150 |
| 2024 | $4,001.00 | ||
| 2023 | $60,497 | ||
| 2022 | $318,406 Land $44,770 Building $273,636 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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