411 Bittersweet Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 411 Bittersweet Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,792 sqft · built 2013
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Tax Bill$4,730 (2025)
Deeds & MortgagesNov 2025 Sale
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNT060300404

Property Details

APN / Parcel Number

Primary APNT060300404
Alternative APN
  • 2-0121-9887-00-0020.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,792 sqft Living Area
Basement Area1,770 sqft

Exterior

Year BuiltBuilt 2013
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area12,197 sqft (0.28 acres)
TerrainRolling
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT060300404
Old Parcel NumberT060300404
Street Address411 BITTERSWEET DR
CityO FALLON
StateMO
Zip63366-1622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLUFFS AT DAMES PK LOT 20
Legal Range03E
Legal Township47N
Legal SubdivisionBLUFFS AT DAMES PK
Legal Lot Number20
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group4
Census Block4002
Census Tract311802

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address411 BITTERSWEET DR, O FALLON, MO 63366-1622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Beneficiary Deed, Transfer
Apr 12, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 13, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 28, 2017Warranty Deed, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2025
Deed SaleNov 12, 2025
Deed Document Number0000050890
Record UpdatedJun 8, 2026

November 2025: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateNov 12, 2025
Property Address411 BITTERSWEET DR, O FALLON, MO 63366-1622
Document Number0000050890
Map ReferenceMB 42 PG 215
Instrument DateNov 6, 2025
Instrument2025R-050890
Transaction TypeTransfer
Record UpdatedNov 26, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 BITTERSWEET DR, O FALLON, MO 63366-1622

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address411 BITTERSWEET DR, O FALLON, MO 63366-1622
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 BITTERSWEET DR, O FALLON, MO 63366-1622

Mortgage

Document Number2021R031807
DateApr 12, 2021
Instrument2021R-031807
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term353 Months
DueSep 1, 2050

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address411 BITTERSWEET DR, O FALLON, MO 63366-1622
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 BITTERSWEET DR, O FALLON, MO 63366-1622

Mortgage

Document Number0073702447
DateAug 13, 2020
Book Page7370/2447
Instrument20200813000581270
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 28, 2017
Property Address411 BITTERSWEET DR, O FALLON, MO 63366-1622
Document Number0068142347
Book / Page6814 / 2347
Map ReferenceMB 42 PG 215
Instrument DateSep 26, 2017
Instrument20170928000610660
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 FLANDERS CT, 1, O FALLON, MO 63366-4581

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 BITTERSWEET DR, O FALLON, MO 63366-1622

Mortgage

Document Number20170928000610670
DateSep 28, 2017
Instrument20170928000610670
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,730.00$73,757 (+7.52%)$388,194 (+7.52%)
2023$68,597
2022$361,039 Land $40,700 Building $320,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Bittersweet Dr

Nearby Streets

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