Benton County property record for 412 Birch Dr SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.55 acres (23,993 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,650 (Nov 2017) |
| Tax Bill | $2,990 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.01201.00 |
| Primary APN | 17.01201.00 |
|---|
| Lot Area | 23,993 sqft (0.55 acres) |
|---|
| Street Address | 412 BIRCH DR SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-31 TWP-036 RANGE-030 WOODLAND HILLS-2ND ADDN LOT-010 BLOCK-002 |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 31 |
| Legal Subdivision | WOODLAND HILLS |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.01201.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 33RD AVE S, SAINT CLOUD, MN 56301-3722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 09, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2017 · Amount on Record |
| Deed Sale | Nov 09, 2017 · Amount on Record |
| Prior Sale | Sep 06, 2016 · Amount on Record |
| Deed Document Number | 2017426142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 412 BIRCH DR SE, SAINT CLOUD, MN 56304-1315 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000462335 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 462335 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Nov 09, 2017 |
| Property Address | 412 BIRCH DR SE, SAINT CLOUD, MN 56304-1315 |
| Document Number | 426142 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 426142 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,990.00 (+15.71%) Homeowner's exemption | $216,700 (-) Land $45,000 Building $171,700 | $216,700 (-) Land $45,000 Building $171,700 |
| 2023 | $2,584.00 | $216,700 Land $45,000 Building $171,700 | $216,700 Land $45,000 Building $171,700 |
Source: FEMA National Flood Hazard Layer as of July 29, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 98 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures