411 Birch Dr SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 411 Birch Dr SE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.344 acres (14,996 sqft)
Owner	Company Name on File
Tax Bill	$3,486 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.01214.00`

Property Details

APN / Parcel Number

Primary APN	`17.01214.00`

Exterior

Lot Area	14,996 sqft (0.344 acres)

Location & Zoning

Street Address	411 BIRCH DR SE
City	SAINT CLOUD
State	MN
Zip	56304-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 WOODLAND HILLS-2ND ADDN LOT-007 BLOCK-003
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	WOODLAND HILLS
Legal Block	3
Legal Lot Number	7
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3007
Census Tract	21201

Owner

Source: Benton County records · APN 17.01214.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3635 31ST ST SE, SAINT CLOUD, MN 56304-4627
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Quit Claim Deed, Transfer · Commercial Mortgage BREMER BANK NA
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 14, 2012
Transfer Doc	0000392649
Record Updated	Sep 20, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Jul 15, 2021
Property Address	411 BIRCH DR SE, SAINT CLOUD, MN 56304-1316
Document Number	453872
Instrument Date	Jul 01, 2021
Instrument	453872
Transaction Type	Transfer
Record Updated	Aug 04, 2021
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 BIRCH DR SE, SAINT CLOUD, MN 56304-1316

Mortgage

Document Number	453873
Date	Jul 15, 2021
Instrument	453873

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 01, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	411 BIRCH DR SE, SAINT CLOUD, MN 56304-1316
Transaction Type	Mortgage
Record Updated	Mar 04, 2020
Title Company	ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	441371
Date	Feb 20, 2020
Instrument	441371

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,486.00 (+19.88%)	$223,600 (-) Land $40,000 Building $183,600	$223,600 (-) Land $40,000 Building $183,600
2023	$2,908.00	$223,600 Land $40,000 Building $183,600	$223,600 Land $40,000 Building $183,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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