412 6th St, Georgetown, CO 80444 Property Records

Clear Creek County property record for 412 6th St, Georgetown, CO 80444

Property Summary

Property Type	Commercial
Details	2,092 sqft · built 1880
Lot Size	0.158 acres (6,900 sqft)
Owner	Company Name on Record
Last Sale	$730,000 (Jun 2017)
Tax Bill	$10,304 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1959-172-17-201`

Property Details

APN / Parcel Number

Primary APN	`1959-172-17-201`
Alternative APN	`R010186`

Interior

Stories	1 Story
Building Area	2,092 sqft Gross Area
Basement Area	564 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	6,900 sqft (0.158 acres)
View / Lot	Average

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Propane
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R010186
Street Address	412 6TH ST
City	GEORGETOWN
State	CO
Zip	80444-5026
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUBDIVISION: GEORGETOWN BLOCK: 21 LOT: 8 S 28FT OF L1 & W 6FT OF S 97FT L7 & IMP 329/603 LETS 585/527 PRD 582/979
Legal Subdivision	GEORGETOWN
Legal Block	21
Legal Lot Number	8,1,7
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1085
Census Tract	14900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Georgetown-Silver Plume Historic District listed 1966 · 16 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000243

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clear Creek County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2066, IDAHO SPRINGS, CO 80452-2066
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage TAPCO CREDIT UNION
Jun 2, 2017	Warranty Deed, Transfer JENETTE L LACEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Prior Sale	Aug 11, 2006 · Amount on Record
Deed Document Number	2017284351
Deed Book / Page	935 / 78
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Recording Date	Jul 9, 2026
Property Address	412 6TH ST, GEORGETOWN, CO 80444-5026
Document Number	0000319298
Book / Page	1088 / 401
Instrument Date	Jun 30, 2026
Instrument	2026319298
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	412 6TH ST, GEORGETOWN, CO 80444-5026

Mortgage

Document Number	0000319298,
Date	Jul 9, 2026
Book Page	1088/401
Instrument	2026319298

Lender

Name	TAPCO CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Jun 2, 2017
Property Address	412 6TH ST, GEORGETOWN, CO 80444-5026
Document Number	0009350078
Book / Page	000935 / 000078
Instrument Date	May 31, 2017
Instrument	284351
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2066 IDAHO SPRINGS CO 804522066, IDAHO SPRINGS, CO 80452-2066

Mortgage

Document Number	9350079
Date	Jun 2, 2017
Book Page	000935/000079
Instrument	284352

Lender

Name	JENETTE L LACEY
Address	2336 CHICAGO CREEK RD, IDAHO SPRINGS, CO 80452-9615
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Jun 1, 2029

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Municipality	Georgetown Town
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,304.00 (+73.06%)	$140,300 (+82.4%) Land $7,450 Building $132,850	$519,620 (+88.47%) Land $27,600 Building $492,020
2023	$5,954.00 (-13%)	$76,920 (-12.35%) Land $7,700 Building $69,220	$275,700 (-8.9%) Land $27,600 Building $248,100
2022	$6,844.00	$87,760 Land $8,000 Building $79,760	$302,640 Land $27,600 Building $275,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1979–2010)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 88% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GEORGETOWN serves 5,315 people · EPA ID CO0110015
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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