406 6th St, Georgetown, CO 80444 Property Records

Clear Creek County property record for 406 6th St, Georgetown, CO 80444

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,373 sqft · built 1978
Lot Size	0.316 acres (13,800 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Nov 2014)
Tax Bill	$5,328 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1959-172-17-202`

Property Details

APN / Parcel Number

Primary APN	`1959-172-17-202`
Alternative APN	`R010187`

Interior

Stories	2 Stories
Building Area	3,373 sqft Total Area

Exterior

Year Built	Built 1978
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	13,800 sqft (0.316 acres)
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Propane
Sewer	Connected

Location & Zoning

Account Number	R010187
Old Parcel Number	1959172 17202
Street Address	406 6TH ST
City	GEORGETOWN
State	CO
Zip	80444-5026
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	SUBDIVISION: GEORGETOWN BLOCK: 21 S 83FT OF W2 L6 & E 44FT L7 & N17FT OF W2 L6 & IMP STMT OF AUTHOR 783/972
Legal Subdivision	GEORGETOWN
Legal Block	21
Legal Lot Number	6
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1085
Census Tract	14900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Georgetown-Silver Plume Historic District listed 1966 · 16 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000243

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

406 6th St, a commercial property, is owned by two individuals who bought it in November 2014.

Source: Clear Creek County records, as of February 12, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	130 N PEARL ST APT 401, 401, DENVER, CO 80203-4143
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 12, 2014 · Amount on File
Deed Sale	Nov 12, 2014 · Amount on File
Deed Document Number	274135
Deed Book / Page	00893 / 0180
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	406 6TH ST, GEORGETOWN, CO 80444-5026
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009790777
Date	Mar 6, 2020
Book Page	979/777
Instrument	294817

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	PHOENIX, AZ 85003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Feb 15, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 406 6th St was $5,328.

Source: Clear Creek County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Municipality	Georgetown Town
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,328.00	$71,230 Land $3,150 Building $68,080	$622,890 Land $27,600 Building $595,290
2023	$4,214.00 (-8.98%)	$54,450 (-8.29%) Land $3,130 Building $51,320	$469,210 (-1.5%) Land $24,860 Building $444,350
2022	$4,630.00	$59,370 Land $3,440 Building $55,930	$476,360 Land $27,600 Building $448,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1979–2010)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 6th St is high, ranking above 84% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 88% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GEORGETOWN serves 5,315 people · EPA ID CO0110015
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 6th St

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