Manatee County property record for 412 51st St NW, Bradenton, FL 34209
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,873 sqft · built 1981 |
| Lot Size | 0.624 acres (27,170 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,068 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35800-0000-2 |
| Primary APN | 35800-0000-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 4,873 sqft Living Area |
| Gross Area | 5,807 sqft |
| 1st Floor Area | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 27,170 sqft (0.624 acres) |
| Lot Dimensions | 247 ft deep x 110 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 428 sqft |
| Deck Area | 95 sqft |
| Patio Area | 2,249 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 412 51ST ST NW |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34209-1926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4.5 RE |
| Legal Description | LOT 15 LESS NORTHERNMOST 8 FT RIVERVIEW HARBOR PI#35800.0000/ |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 28 |
| Legal Subdivision | RIVERVIEW HARBOR |
| Legal Tract | 03578300 |
| Legal Lot Number | 15 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1202 |
412 51st St NW is owned and occupied by two individuals.
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 51ST ST NW, BRADENTON, FL 34209-1926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PVT BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 412 51ST ST NW, BRADENTON, FL 34209-1926 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 412 51ST ST NW, BRADENTON, FL 34209-1926 |
| Document Number | 0041127402 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 202341127402 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | BRADENTON, FL 34205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 412 51ST ST NW, BRADENTON, FL 34209-1926 |
| Document Number | 0041094522 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 412 51ST ST NW BRADENTON FL 342091926, BRADENTON, FL 34209-1926 |
| Document Number | 0041094522 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 41094522 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2050 |
The 2025 property tax bill for 412 51st St NW was $10,068 with a homeowner's exemption, up 3% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $741,371 (+2.7%) | $1,836,900 (-3.35%) Land $387,090 Building $1,449,810 | |
| 2025 | $10,068.00 (+3%) Homeowner's exemption | $721,880 | $1,900,632 Land $387,090 Building $1,513,542 |
| 2024 | $9,775.00 (+1.24%) | ||
| 2023 | $9,655.00 (+2.41%) Homeowner's exemption | $681,102 (+3%) | $1,945,085 (+17.27%) Land $387,090 Building $1,557,995 |
| 2022 | $9,428.00 Homeowner's exemption | $661,264 | $1,658,618 Land $330,000 Building $1,328,618 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 51st St NW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 10 (1997–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 51st St NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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