Manatee County property record for 403 51st St NW, Bradenton, FL 34209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,431 sqft · built 1973 |
| Lot Size | 0.472 acres (20,574 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $585,000 (Feb 2023) |
| Tax Bill | $5,129 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35797-0000-0 |
| Primary APN | 35797-0000-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,431 sqft Living Area |
| Gross Area | 4,344 sqft |
| 1st Floor Area | 2,431 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gambrel |
| Roof Material | Aluminum |
| Lot Area | 20,574 sqft (0.472 acres) |
| Lot Dimensions | 162 ft deep x 127 ft wide |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 1,487 sqft |
| Patio Area | 551 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 403 51ST ST NW |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34209-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4.5 RE |
| Legal Description | LOT 12 RIVERVIEW HARBOR OR 641 P 289 PI#35797.0000/0 |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 28 |
| Legal Subdivision | RIVERVIEW HARBOR |
| Legal Tract | 03578300 |
| Legal Lot Number | 12 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1202 |
403 51st St NW is owner-occupied and held in a trust since February 2023.
Source: Manatee County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 403 51ST ST NW, BRADENTON, FL 34209-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2023 · Amount on File |
| Deed Sale | Feb 13, 2023 · Amount on File |
| Prior Sale | Apr 30, 2018 · Amount on File |
| Deed Document Number | 202314507 |
| Prior Transfer Date | Nov 11, 1997 |
| Prior Transfer Doc | 1535004700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 403 51ST ST NW, BRADENTON, FL 34209-1925 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 403 51ST ST NW, BRADENTON, FL 34209-1925 |
| Document Number | 0041000175 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 202641000175 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Feb 13, 2023 |
| Property Address | 403 51ST ST NW, BRADENTON, FL 34209-1925 |
| Document Number | 0041014507 |
| Map Reference | MB 15 PG 27 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 202341014507 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 51ST ST NW, BRADENTON, FL 34209-1925 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1311 OVERLOOK DR, MOUNT DORA, FL 32757-3708 |
| Document Number | 0041014508 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 202341014508 |
| Name | INNOVATIVE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 403 51ST ST NW, BRADENTON, FL 34209-1925 |
| Document Number | 0041072763 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 51ST ST NW BRADENTON FL 342091925, BRADENTON, FL 34209-1925 |
| Document Number | 0041072763 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 41072763 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jul 15, 2048 |
The 2025 property tax bill for 403 51st St NW was $5,129 with a homeowner's exemption, down 33.6% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,695 (-21.66%) | $565,306 (+5.01%) Land $140,250 Building $425,056 | |
| 2025 | $5,129.00 (-33.65%) | $538,310 Land $140,250 Building $398,060 | $538,310 Land $140,250 Building $398,060 |
| 2024 | $7,730.00 (-4.56%) | ||
| 2023 | $8,099.00 (+1,573.35%) | $543,191 (+52.39%) Land $127,500 Building $415,691 | $543,191 (-9.93%) Land $127,500 Building $415,691 |
| 2022 | $484.00 Disabled Person's exemption Veteran's exemption | $356,455 | $603,077 Land $125,000 Building $478,077 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 51st St NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 10 (1997–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 51st St NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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