412 2nd St, Fenton, MI 48430 Property Records

Genesee County property record for 412 2nd St, Fenton, MI 48430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 976 sqft · built 1940
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (May 2022)
Tax Bill	$4,386 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-25-551-173`

Property Details

APN / Parcel Number

Primary APN	`53-25-551-173`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	789 sqft
Basement Area	789 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 2ND ST
City	FENTON
State	MI
Zip	48430-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	W 20 FT OF LOT 2 BLK 22 AND LOT 3 BLK 22 AND E 10 FT OF LOT 4 BLK 22 BOOTH AND MILES NORTHERN ADDITION
Legal Subdivision	BOOTH AND MILES NORTHERN ADDITION
Legal Block	22
Legal Lot Number	2-4
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	2
Census Block	2024
Census Tract	13202

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 2ND ST, FENTON, MI 48430-1920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Aug 20, 2021	Warranty Deed, Transfer · Commercial Mortgage ELGA CREDIT UNION
Feb 6, 2019	Warranty Deed, Transfer LIVINGSTON TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	202241920
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 26, 2022
Property Address	412 2ND ST, FENTON, MI 48430-1920
Document Number	0000041920
Map Reference	LB 34 PG 642
Instrument Date	May 13, 2022
Instrument	202205260041920
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7018 MARIGOLD DR, 7018, GRAND BLANC, MI 48439-9667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9165 N ISLAND DR, FLUSHING, MI 48433-2930

Mortgage

Document Number	0000041921
Date	May 26, 2022
Instrument	202205260041921

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 20, 2021
Property Address	412 2ND ST, FENTON, MI 48430-1920
Document Number	202108200068974
Instrument Date	Aug 11, 2021
Instrument	202108200068974
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,126.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1924 S FOUNTAIN DR # 5, 1924, WESTVILLE, IN 46391-9806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7018 MARIGOLD CT, LACARNE, OH 43439

Mortgage

Document Number	202108200068975
Date	Aug 20, 2021
Instrument	202108200068975

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 6, 2019
Property Address	412 2ND ST, FENTON, MI 48430-1920
Document Number	201902060005575
Map Reference	LB 34 PG 642
Instrument Date	Jan 4, 2019
Instrument	201902060005575
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LIVINGSTON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,122.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1665 HARTLAND WOODS DR, 1665, HOWELL, MI 48843-9044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 YORKSHIRE DR APT 17, 17, HOWELL, MI 48843-1055

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Fenton City
Unified School District	Fenton Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,900 (+12.1%)	$229,800 (+12.1%)
2025	$4,386.00 (+2.62%) Homeowner's exemption	$102,500 (+14.14%)	$205,000 (+14.14%)
2024	$4,274.00 (+116.19%)
2023		$89,800	$179,600
2019	$1,977.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FENTON serves 11,746 people · EPA ID MI0002270
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Surf Internet, Xfinity.

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