315 2nd St, Fenton, MI 48430 Property Records

Genesee County property record for 315 2nd St, Fenton, MI 48430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1930
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Dec 2008)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Aug 2021 Transfer May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-25-551-114`

Property Details

APN / Parcel Number

Primary APN	`53-25-551-114`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	960 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	315 2ND ST
City	FENTON
State	MI
Zip	48430-2779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LOT 7 BLK 14 BOOTH AND MILES NORTHERN ADDITION
Legal Subdivision	BOOTH AND MILES NORTHERN ADDITION
Legal Block	14
Legal Lot Number	7
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	2
Census Block	2022
Census Tract	13202

Owner

315 2nd St is owned and occupied by an individual who acquired it in August 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	315 2ND ST, FENTON, MI 48430-2779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Intrafamily Transfer, Transfer
May 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2008 · Amount on File
Deed Sale	Dec 23, 2008 · Amount on File
Deed Document Number	200884212
Last Transfer Date	Aug 16, 2021
Transfer Doc	0000071290
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Aug 31, 2021
Property Address	315 2ND ST, FENTON, MI 48430-2779
Document Number	202108310071290
Map Reference	LB 34D PG 642
Instrument Date	Aug 16, 2021
Instrument	202108310071290
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 2ND ST, 315, FENTON, MI 48430-2779

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	315 2ND ST, FENTON, MI 48430-2779
Document Number	0000038353
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 2ND ST FENTON MI 484302779, FENTON, MI 48430-2779

Mortgage

Document Number	0000038353
Date	Jun 5, 2020
Instrument	38353

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 315 2nd St was $2,020, up 2.6% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Fenton City
Unified School District	Fenton Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,400 (+7.71%)	$220,800 (+7.71%)
2025	$2,020.00 (+2.59%) Homeowner's exemption	$102,500	$205,000
2024	$1,969.00
2023		$88,700	$177,400
2019	$1,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FENTON serves 11,746 people · EPA ID MI0002270
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Surf Internet, Xfinity.

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