412 17th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 412 17th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2016
Square Footage	1,410 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$188,100 (2015)
Tax Bill	$2,378.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`111673`
Alternative APN	`012630000103440060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,410 sqft Heated Area
Gross Area	1,852 sqft Gross Area
1st Floor	1,410 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	100 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	40 sqft Patio
Porch	Open Porch
Porch Area	42 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	111673
Street Address	412 17TH ST
City	SAINT CLOUD
State	FL
Zip	34769-5312
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 33-34 BLK 344 LOTS 5-8 LESS E 75 FT OF LOTS 5-8 12/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	344
Legal Lot Number	5 6
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4074
Census Tract	43500

Owner

Source: Osceola County records · APN 111673

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	412 17TH ST, SAINT CLOUD, FL 34769-5312
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2015 · Amount on Record
Deed Sale	Nov 19, 2015 · Amount on Record
Prior Sale	Jun 01, 2015 · Amount on Record
Deed Doc Number	2015174217
Deed Book / Page	4874 / 2927
Record Refreshed	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	412 17TH ST, SAINT CLOUD, FL 34769-5312
Transaction Type	Mortgage
Record Updated	Aug 01, 2022
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 17TH ST, SAINT CLOUD, FL 34769-5312

Mortgage

Document Number	0061290699
Date	Jan 13, 2022
Book Page	6129/699
Instrument	2022007554

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Dec 01, 2046

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,378.00 (+7.26%) Homeowner's exemption Disabled Person's exemption	$185,782 (+5.99%)	$344,800 (+9.81%) Land $46,800 Building $298,000
2023	$2,217.00 (-3.15%) Homeowner's exemption Disabled Person's exemption	$175,289 (+3%)	$314,000 (+10.37%) Land $42,500 Building $271,500
2022	$2,289.00 Homeowner's exemption Disabled Person's exemption	$170,184	$284,500 Land $38,200 Building $246,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.