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305 17th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 305 17th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 896 sqft · built 1912
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$92,000 (May 2018)
Tax Bill$583 (2025)
Deeds & MortgagesSep 2018 Second Mortgage
May 2018 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN1226303190000A0010

Property Details

APN / Parcel Number

Primary APN1226303190000A0010
Alternative APN
  • 84510

Interior

Full Baths1 Bath
Stories1 Story
Building Area896 sqft Heated Area
Gross Area1,356 sqft
1st Floor Area896 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1912
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeDetached - Unfinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number84510
Street Address305 17TH ST
CitySAINT CLOUD
StateFL
Zip34769-5329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN W FOLSOMS PB 1 PG 038 BLK A LOT 1 & E 25 FT LOT 2
Legal Range30E
Legal Township26S
Legal Section12
Legal SubdivisionFOLSUMS N W
Legal Tract3190
Legal BlockA
Legal Lot Number1-2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2012
Census Tract43303

Owner

Source: Osceola County records · APN 1226303190000A0010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address305 17TH ST, SAINT CLOUD, FL 34769-5329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
WATERSTONE MORTGAGE CORP
May 17, 2018Warranty Deed, Transfer · Stand-Alone Second Mortgage
FLORIDA HOUSING FINANCE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 17, 2018 · Amount on Record
Deed SaleMay 17, 2018 · Amount on Record
Deed Document Number2018078554
Deed Book / Page5336 / 0144
Record UpdatedJun 08, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address305 17TH ST, SAINT CLOUD, FL 34769-5329
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054040510
DateSep 20, 2018
Book Page5404/0510
Instrument2018141725
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
AddressPEWAUKEE, WI 53072
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term357 Months
DueJun 01, 2048

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 17, 2018
Property Address305 17TH ST, SAINT CLOUD, FL 34769-5329
Document Number0053360144
Book / Page5336 / 0144
Map ReferenceMB1 PG38
Instrument DateMay 11, 2018
Instrument2018078554
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCORE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$644.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10834 TRAILS END, 10834, LAKELAND, FL 33809-4982

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 17TH ST, SAINT CLOUD, FL 34769-5329

Mortgage

Document Number2018078556
DateMay 17, 2018
Instrument2018078556
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeFunding / Finance Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term1 Months
DueJun 01, 2018

Mortgage

Document Number0053360146
DateMay 17, 2018
Book Page5336/0146
Instrument2018078555
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
AddressPEWAUKEE, WI 53072
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$583.00 (+2.82%) Homeowner's exemption$74,878 (+5.99%)$123,900 (+16.34%) Land $55,000 Building $68,900
2023$567.00 (+1.8%) Homeowner's exemption$70,649 (+3%)$106,500 (+19.26%) Land $45,000 Building $61,500
2022$557.00 Homeowner's exemption$68,592$89,300 Land $35,000 Building $54,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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