Lake County property record for 41186 Cold Creek Rd, Bigfork, MT 59911
| Property Type | Rural Improved / Non-Residential |
|---|---|
| Details | 1 bd · 480 sqft · built 1984 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,619 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1518738 |
| Primary APN | R1518738 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft Total Area |
| 1st Floor Area | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,742,400 sqft (40 acres) |
| Terrain | Wooded |
| View / Lot | Mountain |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Heating Fuel | Wood |
| Account Number | 0000015649 |
|---|---|
| Street Address | 41186 COLD CREEK RD |
| City | BIGFORK |
| State | MT |
| Zip | 59911 |
| Property Category | Other |
| Property Type | Other > Rural Improved / Non-Residential |
| Legal Description | S32, T22 N, R17 W, ACRES 40, SE4NE4 |
| Legal Range | 17W |
| Legal Township | 22N |
| Legal Section | 32 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | WOODS BAY-ROLLINS |
| Census Block Group | 2 |
| Census Block | 2103 |
| Census Tract | 100 |
41186 Cold Creek Rd is owned by an individual.
Source: Lake County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 HICKORY LN, GREAT FALLS, MT 59404-7900 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 41186 Cold Creek Rd was $1,619, up 81.5% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Swan Lake-Salmon Elementary School District (PK - 08) |
| Secondary School District | Missoula High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,619.00 (+81.5%) | $201,619 (-33.5%) | |
| 2025 | $892.00 | $303,179 | $201,619 Land $172,839 Building $28,780 |
| 2023 | $770.00 | $175,733 | $175,733 Land $87,973 Building $87,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41186 Cold Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41186 Cold Creek Rd is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 94% of Montana |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures