40797 Cold Creek Rd, Bigfork, MT 59911 Property Records

Lake County property record for 40797 Cold Creek Rd, Bigfork, MT 59911

Property Summary

Property Type	Residential
Details	240 sqft · built 2008
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$325,850 (Jun 2026)
Tax Bill	$2,078 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1518747`

Property Details

APN / Parcel Number

Primary APN	`R1518747`
Alternative APNs	`15-3231-32-2-01-10-0000` `0000015660`

Interior

Stories	1 Story
Building Area	240 sqft Living Area
1st Floor Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	23,087 sqft (0.53 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Heating Fuel	Wood
Water Source	Well

Location & Zoning

Account Number	0000015660
Street Address	40797 COLD CREEK RD
City	BIGFORK
State	MT
Zip	59911
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	JIM CREEK TRACTS, S32, T22 N, R17 W, BLOCK 002, LOT 002, ACRES 0.53, COS 7714
Legal Range	17W
Legal Township	22N
Legal Section	32
Legal Subdivision	JIM CREEK TRACTS
Legal Block	2
Legal Lot Number	2
Jurisdiction	LAKE MT
Township / Civil Division	WOODS BAY-ROLLINS
Census Block Group	2
Census Block	2088
Census Tract	100

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1123, CONDON, MT 59826-1123
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer · Seller Carry-Back FLYING S TITLE AND ESCROW OF M
Jun 7, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Sep 23, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Aug 23, 2023
Deed Document Number	2026639030
Prior Transfer Date	Jul 25, 2019
Prior Transfer Doc	0000572409
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jun 4, 2026
Property Address	40797 COLD CREEK RD, BIGFORK, MT 59911
Document Number	0000639030
Instrument Date	Jun 3, 2026
Instrument	2026639030
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FLYING S TITLE AND ESCROW OF M

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000639030,
Date	Jun 4, 2026
Instrument	2026639030

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Jun 3, 2036

Interest

Rate	6.23%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jun 7, 2021
Property Address	40797 COLD CREEK RD, BIGFORK, MT 59911
Document Number	0000589054
Instrument Date	Jun 7, 2021
Instrument	589054
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 VINTAGE WAY, WHITEFISH, MT 59937-7511

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Sep 23, 2019
Property Address	40797 COLD CREEK RD, BIGFORK, MT 59911
Document Number	0000572409
Instrument Date	Jul 25, 2019
Instrument	572409
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Swan Lake-Salmon Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,078.00 (+96.78%)	$259,746 (-)
2025	$1,056.00 (+8.75%)	$259,746 (+77.66%)	$259,746 (+77.66%) Land $247,696 Building $12,050
2023	$971.00	$146,200	$146,200 Land $54,972 Building $91,228

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 96% of Montana
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Cold Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures