4118 Peppertree Ave, Concord, NC 28027 Property Records

Cabarrus County property record for 4118 Peppertree Ave, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,504 sqft · built 1984
Lot Size0.655 acres (28,500 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Oct 2007)
Tax Bill$2,303 (2023)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN04099A0081.000000

Property Details

APN / Parcel Number

Primary APN04099A0081.000000
Alternative APNs
  • 5602 82 9821
  • 53530

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,504 sqft Living Area
Gross Area2,160 sqft
1st Floor Area1,328 sqft
SunroomSunroom
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1995
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area28,500 sqft (0.655 acres)
Lot Dimensions300 ft deep x 95 ft wide
Garage TypeCarport
CarportCarport
DrivewayConcrete Driveway
Driveway Area750 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area56 sqft
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number53530
Street Address4118 PEPPERTREE AVE
CityCONCORD
StateNC
Zip28027-9607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLT 81 AUTUMN CHASE
Legal SubdivisionAUTUMN CHASE
Legal Lot Number81
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group3
Census Block3023
Census Tract41202

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4118 PEPPERTREE AVE, CONCORD, NC 28027-9607
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2007 · Amount on File
Deed SaleOct 5, 2007 · Amount on File
Prior SaleJan 17, 1985 · Amount on File
Deed Book / Page7838 / 52
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4118 PEPPERTREE AVE, CONCORD, NC 28027-9607
Document Number1376550
Instrument DateSep 6, 2019
Transaction TypeMortgage
Record UpdatedOct 17, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4118 PEPPERTREE AVE CONCORD NC 280279607, CONCORD, NC 28027-9607

Mortgage

Document Number1376550
DateOct 7, 2019
Book Page013765/000050
Instrument27296
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 6, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$284,590 (+69.28%) Land $84,500 Building $200,090
2024$284,590 (+69.28%) Land $84,500 Building $200,090
2023$2,303.00$168,120 Land $48,100 Building $120,020$168,120 Land $48,100 Building $120,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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