4106 Peppertree Ave, Concord, NC 28027 Property Records

Cabarrus County property record for 4106 Peppertree Ave, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,224 sqft · built 1986
Lot Size0.774 acres (33,744 sqft)
OwnerIndividual Name on Record
Last Sale$147,000 (Oct 2016)
Tax Bill$1,955 (2023)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04099A0084.000000

Property Details

APN / Parcel Number

Primary APN04099A0084.000000
Alternative APNs
  • 5602 92 2764
  • 111582

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area1,224 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area33,744 sqft
Lot Dimensions152 ft deep x 222 ft wide
DrivewayDriveway
Driveway Area1,675 sqft

Exterior Amenities

PorchOpen Porch
Porch Area264 sqft
Deck Area192 sqft
Patio Area482 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number111582
Street Address4106 PEPPERTREE AVE
CityCONCORD
StateNC
Zip28027-9607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2
Legal DescriptionLT 84 AUTUMN CHASE
Legal SubdivisionAUTUMN CHASE MAP 02
Legal Lot Number84
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group3
Census Block3023
Census Tract41202

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4106 PEPPERTREE AVE, CONCORD, NC 28027-9607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2016 · Amount on Record
Deed SaleOct 21, 2016 · Amount on Record
Deed Document Number0012187182
Deed Book / Page12187 / 182
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4106 PEPPERTREE AVE, CONCORD, NC 28027-9607
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number14767250
DateDec 21, 2020
Book Page14767/250
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,955.00$142,720 Land $37,000 Building $105,720$142,720 Land $37,000 Building $105,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Peppertree Ave

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