4106 Gladstone St, Duluth, MN 55804 Property Records

St. Louis County property record for 4106 Gladstone St, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,235 sqft · built 1950
Lot Size0.16 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$306,251 (Sep 2025)
Tax Bill$4,010 (2026)
Deeds & MortgagesSep 2025 Sale & Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-3010-04370

Property Details

APN / Parcel Number

Primary APN010-3010-04370
Alternative APNs
  • 1131361
  • 1187244

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,235 sqft Gross Area
1st Floor Area839 sqft
Basement Area242 sqft
Finished Basement242 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area7,000 sqft (0.16 acres)
Garage Area308 sqft
Pool TypeSpa / Hot Tub (No Pool)
Deck Area25 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1187244
Street Address4106 GLADSTONE ST
CityDULUTH
StateMN
Zip55804-1954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0002 BLOCK:055 SERIAL #
Legal SubdivisionLONDON ADD TO DULUTH
Legal Block55
Legal Lot Number2
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3024
Census Tract600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4106 GLADSTONE ST, DULUTH, MN 55804-1954
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2025Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE FCU
Jun 7, 2022Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2025 · Amount on Record
Deed SaleSep 2, 2025 · Amount on Record
Prior SaleJun 7, 2022 · Amount on Record
Deed Document Number20251517205
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 2, 2025
Property Address4106 GLADSTONE ST, DULUTH, MN 55804-1954
Document Number0001517205
Instrument DateAug 22, 2025
Instrument1517205
Transaction TypeTransfer
Record UpdatedSep 24, 2025
Title CompanyTHE TITLE FIRM, THE TITLE TEAM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,010.63
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4106 GLADSTONE ST, DULUTH, MN 55804-1954

Mortgage

Document Number0001517206
DateSep 2, 2025
Instrument1517206
Lender
NameNORTH SHORE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueAug 25, 2045

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 7, 2022
Property Address4106 GLADSTONE ST, DULUTH, MN 55804-1954
Document Number0001444691
Instrument DateMay 25, 2022
Instrument1444691
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$957.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4106 GLADSTONE ST, DULUTH, MN 55804-1954

Mortgage

Document Number0001444692
DateJun 7, 2022
Instrument1444692
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,010.00 (+7.28%) Homeowner's exemption
2025$3,738.00 (+17.03%) Homeowner's exemption$311,400 (+7.31%) Land $47,900 Building $263,500$311,400 (+7.31%) Land $47,900 Building $263,500
2024$3,194.00$290,200 (+30.66%) Land $46,200 Building $244,000$290,200 (+30.66%) Land $46,200 Building $244,000
2022$222,100 Land $35,600 Building $186,500$222,100 Land $35,600 Building $186,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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