Clay County property record for 4116 Saunders Dr, Middleburg, FL 32068
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1985 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $50 (2025) |
| Deeds & Mortgages | Sep 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-05-24-006593-018-03 |
| Primary APN | 26-05-24-006593-018-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Street Address | 4116 SAUNDERS DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-7110 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PT LOT 10A OSCEOLA FOREST AS REC O R 3841 PG 2167 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 26 |
| Legal Subdivision | OSCEOLA FOREST |
| Legal Lot Number | 10A |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 31201 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4116 SAUNDERS DR, MIDDLEBURG, FL 32068-7110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2016 |
| Deed Sale | Mar 23, 2016 |
| Deed Document Number | 0038412167 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4116 SAUNDERS DR, MIDDLEBURG, FL 32068-7110 |
| Document Number | 0039411904 |
| Book / Page | 003941 / 001904 |
| Instrument Date | Sep 26, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4116 SEVNDERS DR MIDDLEBURG FL 32068, MIDDLEBURG, FL 32068 |
| Document Number | 0039411904 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 003941/001904 |
| Instrument | 12384 |
| Name | BARRETT MAINE CORP |
|---|---|
| Address | PO BOX 297, PASCOAG, RI 02859-0297 |
| Amount | Amount Recorded |
|---|
| Rate | 7% |
|---|
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50.00 (-85.71%) Homeowner's exemption | $28,311 (+5.98%) | $36,403 (+12.95%) Land $7,500 Building $28,903 |
| 2023 | $350.00 (+56.25%) Homeowner's exemption | $26,713 (+3%) | $32,229 (+19.61%) Land $7,500 Building $24,729 |
| 2022 | $224.00 Homeowner's exemption | $25,935 | $26,944 Land $7,500 Building $19,444 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 31 (1992–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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