Clay County property record for 4115 Saunders Dr, Middleburg, FL 32068
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $375 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-05-24-006593-017-00 |
| Primary APN | 26-05-24-006593-017-00 |
|---|
| Lot Area | 64,033 sqft (1.47 acres) |
|---|
| Street Address | 4115 SAUNDERS DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-7114 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | AR |
| Legal Description | LOT 9 OSCEOLA FOREST UNIT A ASREC O R 632 PG 336 & 1601 PG2033 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 26 |
| Legal Subdivision | OSCEOLA FOREST |
| Legal Lot Number | 9 |
| Legal Unit | A |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 31201 |
4115 Saunders Dr, residential vacant land, is held in a trust since September 2025.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2346 TREETOP CT, MELBOURNE, FL 32934-7642 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 4, 2025 |
| Transfer Doc | 0049660788 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 4, 2025 |
| Property Address | 4115 SAUNDERS DR, MIDDLEBURG, FL 32068-7114 |
| Document Number | 0049660788 |
| Book / Page | 4966 / 788 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 2025041898 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2346 TREETOP CT, MELBOURNE, FL 32934-7642 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 2346 TREETOP CT, MELBOURNE, FL 32934-7642 |
The 2025 property tax bill for 4115 Saunders Dr was $375, up 5% from the year before.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $375.00 (+5.04%) | $36,750 (-) Land $36,750 | $36,750 (-) Land $36,750 |
| 2024 | $357.00 (+1.42%) | $36,750 (-) Land $36,750 | $36,750 (-) Land $36,750 |
| 2023 | $352.00 (+60.73%) | $36,750 (+108.33%) Land $36,750 | $36,750 (+108.33%) Land $36,750 |
| 2022 | $219.00 | $17,640 Land $17,640 | $17,640 Land $17,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4115 Saunders Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 31 (1992–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4115 Saunders Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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