4116 Lloyd Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 4116 Lloyd Ave, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,254 sqft · built 1960
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$112,000 (Jun 2008)
Tax Bill$2,478 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN003-40-03-019.00

Property Details

APN / Parcel Number

Primary APN003-40-03-019.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,254 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4116 LLOYD AVE
CityERLANGER
StateKY
Zip41018-1508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST HEIGHTS SEC 3 LOT 8
Legal SubdivisionFOREST HEIGHTS
Legal Phase3
Legal Lot Number8
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1014
Census Tract64300

Owner

4116 Lloyd Ave is owned and occupied by an individual who bought it in June 2008.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4116 LLOYD AVE, ERLANGER, KY 41018-1508
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2008 · Amount on File
Deed SaleJun 3, 2008 · Amount on File
Deed Document Number200806 03 059 00243
Deed Book / Page3738 / 231
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4116 LLOYD AVE, ERLANGER, KY 41018-1508
Document Number0000000136
Instrument DateDec 13, 2018
Transaction TypeMortgage
Record UpdatedJan 31, 2019
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4116 LLOYD AVE ERLANGER KY 410181508, ERLANGER, KY 41018-1508

Mortgage

Document Number0000000136
DateJan 17, 2019
Book Page0C6585/000117
Instrument136
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 16, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4116 Lloyd Ave was $2,478.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$187,900 (-) Land $25,000 Building $162,900$187,900 (-) Land $25,000 Building $162,900
2025$2,478.00$187,900 Land $25,000 Building $162,900$187,900 Land $25,000 Building $162,900
2023$2,440.00$187,900 Land $25,000 Building $162,900$187,900 Land $25,000 Building $162,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4116 Lloyd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4116 Lloyd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
Also Mapped HereNORTHERN KENTUCKY WATER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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