4112 Lloyd Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 4112 Lloyd Ave, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,315 sqft · built 1961
Lot Size	0.174 acres (7,594 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Aug 2020)
Tax Bill	$2,123 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-40-03-017.00`

Property Details

APN / Parcel Number

Primary APN	`003-40-03-017.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,315 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,594 sqft (0.174 acres)
Lot Dimensions	151 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4112 LLOYD AVE
City	ERLANGER
State	KY
Zip	41018-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST HEIGHTS SEC 3 LOT 10 50'X 151.89' IRREG
Legal Subdivision	FOREST HEIGHTS
Legal Phase	3
Legal Lot Number	10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1014
Census Tract	64300

Owner

4112 Lloyd Ave is owned and occupied by an individual who bought it in August 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4112 LLOYD AVE, ERLANGER, KY 41018-1508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Deed Document Number	20205900056
Deed Book / Page	40 / 249
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 28, 2020
Property Address	4112 LLOYD AVE, ERLANGER, KY 41018-1508
Document Number	0000000056
Book / Page	000040 / 000249
Instrument Date	Aug 24, 2020
Instrument	56
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4112 LLOYD AVE ERLANGER KY 410181508, ERLANGER, KY 41018-1508

Mortgage

Document Number	57
Date	Aug 28, 2020
Book Page	000M89/000864
Instrument	57

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4112 Lloyd Ave was $2,123.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,000 (-) Land $25,000 Building $136,000	$161,000 (-) Land $25,000 Building $136,000
2025	$2,123.00	$161,000 Land $25,000 Building $136,000	$161,000 Land $25,000 Building $136,000
2023	$2,091.00	$161,000 Land $25,000 Building $136,000	$161,000 Land $25,000 Building $136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4112 Lloyd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4112 Lloyd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	NORTHERN KENTUCKY WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20