4116 Culver St, Kensington, MD 20895 Property Records

Montgomery County property record for 4116 Culver St, Kensington, MD 20895

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,754 sqft · built 1956
Lot Size	0.24 acres (10,466 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (May 2016)
Tax Bill	$10,730 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-01346422`

Property Details

APN / Parcel Number

Primary APN	`13-01346422`
Alternative APN	`01346422`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,754 sqft Living Area
Gross Area	3,258 sqft
1st Floor Area	1,474 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,466 sqft (0.24 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01346422
Street Address	4116 CULVER ST
City	KENSINGTON
State	MD
Zip	20895-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	BYEFORDE
Legal Subdivision	BYEFORDE
Legal Block	A
Legal Lot Number	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3011
Census Tract	704100

Owner

4116 Culver St is owned and occupied by two individuals who bought it in May 2016.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4116 CULVER ST, KENSINGTON, MD 20895-3624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2016 · Amount on File
Deed Sale	May 5, 2016 · Amount on File
Prior Sale	Dec 17, 2013 · Amount on File
Deed Book / Page	52007 / 149
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4116 CULVER ST, KENSINGTON, MD 20895-3624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0583480192
Date	Oct 22, 2019
Book Page	58348/192

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4116 CULVER ST, KENSINGTON, MD 20895-3624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 CULVER ST, KENSINGTON, MD 20895-3624

Mortgage

Document Number	0614900239
Date	Jan 4, 2021
Book Page	61490/239

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	KENSINGTON, MD 20895

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	311 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 4116 Culver St was $10,730.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$948,733 (+2.99%)	$976,300 (-) Land $462,100 Building $514,200
2025	$10,730.00	$921,167	$976,300 Land $462,100 Building $514,200
2023		$865,900	$893,600 Land $462,100 Building $431,500
2022	$9,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4116 Culver St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2003–2020)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4116 Culver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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