Montgomery County property record for 4108 Culver St, Kensington, MD 20895
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,793 sqft · built 1956 |
| Lot Size | 0.298 acres (12,979 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $747,000 (Apr 2013) |
| Tax Bill | $9,717 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-01346295 |
| Primary APN | 13-01346295 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,793 sqft Living Area |
| 1st Floor Area | 1,773 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 12,979 sqft (0.298 acres) |
| Garage Type | Basement |
| Garage Area | 252 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01346295 |
|---|---|
| Street Address | 4108 CULVER ST |
| City | KENSINGTON |
| State | MD |
| Zip | 20895-3624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | BYEFORDE |
| Legal Subdivision | BYEFORDE |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 704100 |
4108 Culver St is owner-occupied and held in a trust since February 2025.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4108 CULVER ST, KENSINGTON, MD 20895-3624 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Dec 11, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2013 · Amount on File |
| Deed Sale | Apr 30, 2013 · Amount on File |
| Prior Sale | Aug 5, 1987 · Amount on File |
| Deed Book / Page | 46652 / 60 |
| Last Transfer Date | Feb 17, 2025 |
| Transfer Doc | 6898000338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4108 CULVER ST, KENSINGTON, MD 20895-3624 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Title Company | CAPITOL SETTLEMENTS LLC, CAPITAL SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0641210073 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 64121/73 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4108 CULVER ST, KENSINGTON, MD 20895-3624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 4108 CULVER ST, KENSINGTON, MD 20895-3624 |
| Document Number | 0613310351 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 61331/351 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4108 Culver St was $9,717.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $871,433 (+4.59%) | $909,700 (-) Land $474,000 Building $435,700 | |
| 2025 | $9,717.00 | $833,167 | $909,700 Land $474,000 Building $435,700 |
| 2023 | $774,700 | $794,900 Land $474,000 Building $320,900 | |
| 2022 | $8,287.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4108 Culver St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2003–2020) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4108 Culver St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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