4115 Ridge Rd, Westminster, MD 21157 Property Records

Carroll County property record for 4115 Ridge Rd, Westminster, MD 21157

Property Summary

Property Type	Care Home (Retirement, Nursing, Convalescent)
Details	9,663 sqft · built 2005
Lot Size	3.03 acres (131,987 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Aug 2004)
Tax Bill	$18,323 (2026)
Deeds & Mortgages	Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-019790`

Property Details

APN / Parcel Number

Primary APN	`09-019790`
Alternative APNs	`9019790` `019790`

Interior

Stories	1 Story
Building Area	9,663 sqft Total Area
1st Floor Area	9,663 sqft
Basement Area	3,895 sqft
Finished Basement	5,768 sqft
Unfinished Basement	9,663 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	131,987 sqft (3.03 acres)
Porch	Slab
Porch Area	810 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	019790
Street Address	4115 RIDGE RD
City	WESTMINSTER
State	MD
Zip	21157-7846
Property Category	Commercial
Property Type	Commercial > Retail > Care Home (Retirement, Nursing, Convalescent)
Local Zoning Code	R-400
Legal Description	LT 25A- 3.03 ACS 4115 RIDGE RD 52-26 SUN VALLEY PLT C AMND
Legal Lot Number	25A
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2023
Census Tract	509001

Owner

4115 Ridge Rd, a commercial property, is owned by a company that bought it in August 2004.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	110 TERRAPIN RD, SYKESVILLE, MD 21784-9245
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2004 · Amount on File
Deed Sale	Aug 11, 2004 · Amount on File
Prior Sale	Jul 18, 2001 · Amount on File
Deed Document Number	200440531
Deed Book / Page	4097 / 684
Transfer Doc	0040970679
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	4115 RIDGE RD, WESTMINSTER, MD 21157-7846
Document Number	0099280099
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4115 RIDGE RD WESTMINSTER MD 211577846, WESTMINSTER, MD 21157-7846

Mortgage

Document Number	0099280099
Date	Nov 2, 2020
Book Page	009928/000099

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	15226 HANOVER PIKE, UPPERCO, MD 21155-9749

Agreement

Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 4115 Ridge Rd was $18,323, up 3.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,323.00 (+3.21%)	$1,630,900 (+3.22%)	$1,681,800 (-) Land $301,900 Building $1,379,900
2025	$17,753.00	$1,580,000	$1,681,800 Land $301,900 Building $1,379,900
2023	$17,278.00 Additional exemption filed	$1,529,100 Land $218,400 Building $1,310,700	$1,529,100 Land $218,400 Building $1,310,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4115 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4115 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20