Carroll County property record for 4062 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 1920 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Feb 2023) |
| Tax Bill | $3,801 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-003746 |
| Primary APN | 09-003746 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,680 sqft Total Area |
| Basement Area | 270 sqft |
| Finished Basement | 270 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 85,378 sqft (1.96 acres) |
| Garage Type | Detached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 003746 |
|---|---|
| Street Address | 4062 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 1.96 ACS 4062 RIDGE ROAD NE OF TAYLORSVILLE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 509001 |
4062 Ridge Rd is owned and occupied by an individual who bought it in February 2023.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4062 RIDGE RD, WESTMINSTER, MD 21157-7845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY ASSET CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2023 · Amount on File |
| Deed Sale | Feb 2, 2023 · Amount on File |
| Prior Sale | Feb 9, 2007 · Amount on File |
| Deed Book / Page | 10973 / 499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 2, 2023 |
| Property Address | 4062 RIDGE RD, WESTMINSTER, MD 21157-7845 |
| Document Number | 0109730499 |
| Book / Page | 10973 / 499 |
| Instrument Date | Jan 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Title Company | MARYLAND TITLE WORKS UNLIMITED, MARYLAND TTL WORKS UNLIMITED |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4062 RIDGE RD, WESTMINSTER, MD 21157-7845 |
| Document Number | 0109730508 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 10973-0508 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 4062 RIDGE RD, WESTMINSTER, MD 21157-7845 |
| Document Number | 0099070149 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | EVERGREEN SETTLEMENT COMPANY, EVERGREEN SETTLEMENT CO |
| Name | Verified Name |
|---|---|
| Address | 2346 SAMS CREEK RD WESTMINSTER MD 211577736, WESTMINSTER, MD 21157-7736 |
| Document Number | 0099070149 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 009907/000149 |
| Name | FAIRWAY ASSET CORP |
|---|---|
| Address | ROCKVILLE, MD 20855 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 19, 2035 |
The 2026 property tax bill for 4062 Ridge Rd was $3,801 with a homeowner's exemption, down 2.8% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,801.00 (-2.79%) Homeowner's exemption | $387,567 | $431,300 Land $209,600 Building $221,700 |
| 2025 | $3,910.00 Homeowner's exemption | ||
| 2023 | $3,195.00 | $282,800 | $300,100 Land $189,600 Building $110,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4062 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4062 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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