Baltimore County property record for 4115 Cutty Sark Rd, Middle River, MD 21220
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,016 sqft · built 2002 |
| Lot Size | 0.037 acres (1,620 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Dec 2022) |
| Tax Bill | $1,503 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| APN | 15-2400001084 |
| Primary APN | 15-2400001084 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 2,016 sqft Total Area |
| 1st Floor Area | 684 sqft |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,620 sqft (0.037 acres) |
| Deck Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 2400001084 |
|---|---|
| Street Address | 4115 CUTTY SARK RD |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-2373 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | .037 AC PHASE 2A 4115 CUTTY SARK RD WS CARROLLWOOD MANOR |
| Legal Subdivision | CARROLLWOOD MANOR |
| Legal Phase | 4115,2A |
| Legal Block | P |
| Legal Lot Number | 19 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 451803 |
4115 Cutty Sark Rd, a townhouse, is owned and occupied by an individual who bought it in December 2022.
Source: Baltimore County records, as of September 22, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4115 CUTTY SARK RD, MIDDLE RIVER, MD 21220-2373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Dec 6, 2022 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 3, 2019 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2022 · Amount on File |
| Deed Sale | Dec 6, 2022 · Amount on File |
| Prior Sale | Sep 3, 2019 · Amount on File |
| Deed Document Number | 0000475918 |
| Deed Book / Page | 47591 / 8 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 4115 CUTTY SARK RD, MIDDLE RIVER, MD 21220-2373 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0440660242 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 44066/242 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Dec 6, 2022 |
| Property Address | 4115 CUTTY SARK RD, MIDDLE RIVER, MD 21220-2373 |
| Document Number | 0475910008 |
| Book / Page | 47591 / 8 |
| Map Reference | MB 74 FO 136 |
| Instrument Date | Nov 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMTS & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4115 CUTTY SARK RD, MIDDLE RIVER, MD 21220-2373 |
| Document Number | 0475910014 |
|---|---|
| Date | Dec 6, 2022 |
| Instrument | 47591-0014 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Sep 3, 2019 |
| Property Address | 4115 CUTTY SARK RD, BALTIMORE, MD 21220-2373 |
| Document Number | 0418240233 |
| Book / Page | 41824 / 233 |
| Map Reference | MB 74 FO 136 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAWYERS EXPRESS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4115 CUTTY SARK RD, BALTIMORE, MD 21220-2373 |
| Document Number | 0041824238 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 41824/238 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Baltimore County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,503.00 Homeowner's exemption | $209,800 Land $70,000 Building $139,800 | $209,800 Land $70,000 Building $139,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4115 Cutty Sark Rd; there have been 66 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 68 policies |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 66 (1978–2024) |
| Claims Outside the SFHA | 3 of 66 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4115 Cutty Sark Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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