4113 Cutty Sark Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 4113 Cutty Sark Rd, Middle River, MD 21220

Property Summary

Property TypeTownhouse
Details2 ba · 1,980 sqft · built 2002
Lot Size0.037 acres (1,620 sqft)
Owner2 Individual Names on Record
Last Sale$158,000 (Sep 2017)
Tax Bill$5,765 (2024)
Deeds & MortgagesAug 2020 Mortgage
Sep 2017 Sale & Mortgage
+ 1 more
APN15-2400001083

Property Details

APN / Parcel Number

Primary APN15-2400001083
Alternative APN
  • 2400001083

Interior

Full Baths2 Baths
Stories3 Stories
Building Area1,980 sqft Living Area
1st Floor Area684 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,620 sqft (0.037 acres)
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal

Location & Zoning

Account Number2400001083
Street Address4113 CUTTY SARK RD
CityMIDDLE RIVER
StateMD
Zip21220-2373
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.037 AC PHASE 2A CARROLLWOOD MANOR
Legal SubdivisionCARROLLWOOD MANOR
Legal Phase4113,2A
Legal BlockP
Legal Lot Number18
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1016
Census Tract451803

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12444 BACALL LN, POTOMAC, MD 20854-1026
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Sep 27, 2017Special Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC
Mar 16, 2017Deed in Lieu of Foreclosure, Foreclosure
SERVICELINK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2017 · Amount on Record
Deed SaleSep 27, 2017 · Amount on Record
Prior SaleMar 16, 2017 · Amount on Record
Deed Book / Page39449 / 107
Prior Transfer DateMar 12, 2007
Prior Transfer Doc0255980154
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4113 CUTTY SARK RD, MIDDLE RIVER, MD 21220-2373
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyMICHAELS TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0432450368
DateAug 17, 2020
Book Page43245/368
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

September 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBALTIMORE MD
Recording DateSep 27, 2017
Property Address4113 CUTTY SARK RD, MIDDLE RIVER, MD 21220-2373
Document Number0394490107
Book / Page0039449 / 107
Map ReferenceMB74 FO136
Instrument DateAug 21, 2017
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyFIRST CLASS TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

NameVerified Name
Address1244 BACALL LN, POTOMAC, MD 20854

Mortgage

Document Number0039449110
DateSep 27, 2017
Instrument0039449/110
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2032

March 2017: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionBALTIMORE MD
Recording DateMar 16, 2017
Property Address4113 CUTTY SARK RD, MIDDLE RIVER, MD 21220-2373
Document Number0387410410
Book / Page038741 / 000410
Instrument DateJan 18, 2017
Transaction TypeForeclosure
Record UpdatedMar 31, 2017
Title CompanySERVICELINK

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$249,933 (+21.92%)$272,400 (+32.88%) Land $70,000 Building $202,400
2024$5,765.00 (+16.04%)
2023$4,968.00 Homeowner's exemption$205,000 Land $70,000 Building $135,000$205,000 Land $70,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 68 policies
Nearby Flood Policies68 in force
Nearby Flood Claims66 (1978–2024)
Claims Outside the SFHA3 of 66
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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