St. Louis County property record for 4115 Chambersburg Ave, Duluth, MN 55811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,364 sqft Gross Area |
| Lot Size | 37,462 sqft (0.86 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $170,000 (2010) |
| Tax Bill | $5,544.00 (2026) |
Source: St. Louis County records · APN 010-2710-05652
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4115 CHAMBERSBURG AVE, DULUTH, MN 55811-5616 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Jan 21, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage MEMBERS COOPERATIVE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2010 · Amount on Record |
| Deed Sale | Nov 05, 2010 · Amount on Record |
| Deed Doc Number | 2010892177 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4115 CHAMBERSBURG AVE, DULUTH, MN 55811-5616 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4115 CHAMBERSBURG AVE, DULUTH, MN 55811-5616 |
| Document Number | 0001099717 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 1099717 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4115 CHAMBERSBURG AVE, DULUTH, MN 55811-5616 |
| Document Number | 00T1035757 |
| Instrument Date | Jan 21, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4115 CHAMBERSBURG AVE DULUTH MN 558115616, DULUTH, MN 55811-5616 |
| Document Number | 00T1035757 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | T1035757 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 27, 2036 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,544.00 (+10.79%) Homeowner's exemption | ||
| 2025 | $5,004.00 (+1.25%) Homeowner's exemption | $446,200 (+18.64%) Land $45,000 Building $401,200 | $446,200 (+18.64%) Land $45,000 Building $401,200 |
| 2024 | $4,942.00 | $376,100 (+23.64%) Land $58,300 Building $317,800 | $376,100 (+23.64%) Land $58,300 Building $317,800 |
| 2022 | $304,200 Land $56,000 Building $248,200 | $304,200 Land $56,000 Building $248,200 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 18% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 010-2710-05652 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,364 sqft Gross Area |
| 1st Floor | 1,364 sqft 1st Floor |
| Basement Area | 1,091 sqft Basement |
| Finished Basement | 1,091 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch Style |
| Exterior Material | Metal Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Area | 1,776 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Sauna | Sauna |
| Storage Building | 36 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 907614 |
|---|---|
| Street Address | 4115 CHAMBERSBURG AVE |
| City | DULUTH |
| State | MN |
| Zip | 55811-5616 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELY 250 FT OF NLY 150 FT OF SLY 175 FTOF S1/2 OF SE1/4 OF NW 1/4 OF SE 1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 50N |
| Legal Section | 19 |
| Legal Subdivision | DULUTH LANDS IN THE CITY |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 301 |
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