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  5. Chambersburg Ave

4020 Chambersburg Ave, Duluth, MN 55811 Property Records

St. Louis County property record for 4020 Chambersburg Ave, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,679 sqft · built 1970
Lot Size0.66 acres (28,750 sqft)
OwnerIndividual Name on Record
Last Sale$218,000 (May 2010)
Tax Bill$5,560 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone AE (high risk)
APN010-2710-05734

Property Details

APN / Parcel Number

Primary APN010-2710-05734
Alternative APN
  • 899706

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,679 sqft Gross Area
1st Floor Area1,679 sqft
Basement Area915 sqft
Finished Basement915 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area28,750 sqft (0.66 acres)
Garage Area1,404 sqft
Pool TypeSpa / Hot Tub (No Pool)
Deck Area365 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number899706
Street Address4020 CHAMBERSBURG AVE
CityDULUTH
StateMN
Zip55811-5619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 100 FT OF W 289 70/100 FT OF N 1/2 OFNW 1/4 OF SE 1/4 OF SE 1/4 SERIAL #
Legal Range14W
Legal Township50N
Legal Section19
Legal SubdivisionDULUTH LANDS IN THE CITY
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1017
Census Tract301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4020 CHAMBERSBURG AVE, DULUTH, MN 55811-5619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2010 · Amount on Record
Deed SaleMay 7, 2010 · Amount on Record
Prior SaleNov 6, 2006 · Amount on Record
Deed Document Number20101134302
Last Transfer DateSep 18, 2014
Transfer Doc0000949573
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4020 CHAMBERSBURG AVE, DULUTH, MN 55811-5619
Transaction TypeMortgage
Record UpdatedMar 15, 2021
Title CompanyST LOUIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001404058
DateFeb 16, 2021
Instrument1404058
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 1, 2041

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,560.00 (+12.64%) Homeowner's exemption
2025$4,936.00 (-9.16%) Homeowner's exemption$437,100 (+17.69%) Land $44,100 Building $393,000$437,100 (+17.69%) Land $44,100 Building $393,000
2024$5,434.00$371,400 (+11.87%) Land $57,000 Building $314,400$371,400 (+11.87%) Land $57,000 Building $314,400
2022$332,000 Land $54,800 Building $277,200$332,000 Land $54,800 Building $277,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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