4115 Andros Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4115 Andros Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,592 sqft · built 1990
Lot Size	0.132 acres (5,729 sqft)
Owner	2 Company Names on Record
Last Sale	$900,000 (Oct 2023)
Tax Bill	$3,132 (2025)
Deeds & Mortgages	Mar 2026 Reverse Mortgage Oct 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`169-511-69-00`

Property Details

APN / Parcel Number

Primary APN	`169-511-69-00`
Alternative APN	`1695113000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,592 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,729 sqft (0.132 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1695113000
Street Address	4115 ANDROS WAY
City	OCEANSIDE
State	CA
Zip	92056-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 94 PAR C PER DOC89-088612 IN TR 012141
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	012141
Legal Block	3
Legal Lot Number	94
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3007
Census Tract	19808

Owner

Source: San Diego County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4115 ANDROS WAY, OCEANSIDE, CA 92056-7402
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Oct 12, 2023	Grant Deed, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 19, 2019	Grant Deed, Transfer · Conventional Mortgage PACIFIC LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on Record
Deed Sale	Oct 12, 2023 · Amount on Record
Prior Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	2023276102
Prior Transfer Date	Aug 11, 1995
Prior Transfer Doc	0000369020
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2026
Property Address	4115 ANDROS WAY, OCEANSIDE, CA 92056-7402
Document Number	0000073093
Map Reference	MAP 12141
Instrument Date	Jan 6, 2026
Instrument	2026-0073093
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	EQUITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4115 ANDROS WAY, OCEANSIDE, CA 92056-7402

Mortgage

Document Number	0000073094
Date	Mar 18, 2026
Instrument	2026-0073094

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	839 Months
Due	Feb 18, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.6%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2023
Property Address	4115 ANDROS WAY, OCEANSIDE, CA 92056-7402
Document Number	0000276102
Map Reference	MAP 12141
Instrument Date	Sep 30, 2023
Instrument	2023-0276102
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4115 ANDROS WAY, OCEANSIDE, CA 92056-7402

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4115 ANDROS WAY, OCEANSIDE, CA 92056-7402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 ANDROS WAY, OCEANSIDE, CA 92056-7402

Mortgage

Document Number	0000515443
Date	Sep 4, 2020
Instrument	2020-0515443

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2019
Property Address	4115 ANDROS WAY, OCEANSIDE, CA 92056-7402
Document Number	0000142141
Instrument Date	Apr 17, 2019
Instrument	142141
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4115 ANDROS WAY OCEANSIDE CA 920567402, OCEANSIDE, CA 92056-7402

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2019
Property Address	4115 ANDROS WAY, OCEANSIDE, CA 92056-7402
Document Number	0000142139
Instrument Date	Feb 20, 2019
Instrument	142139
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.55
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4115 ANDROS WAY OCEANSIDE CA 920567402, OCEANSIDE, CA 92056-7402

Mortgage

Document Number	142140
Date	Apr 19, 2019
Instrument	142140

Lender

Name	PACIFIC LNDG
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$286,523 (+2%) Land $222,916 Building $63,607
2025	$3,132.00 (+6.1%) Homeowner's exemption	$280,906 (-54.84%) Land $218,546 Building $62,360
2024	$2,952.00 (-55.85%)
2023	$6,686.00 (+0.27%) Homeowner's exemption	$622,009 Land $332,515 Building $289,494
2022	$6,668.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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