4106 Andros Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4106 Andros Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,317 sqft · built 1990
Lot Size	0.11 acres (4,793 sqft)
Owner	Trust Name on File
Last Sale	$770,000 (Dec 2019)
Tax Bill	$6,299 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169-511-03-00`

Property Details

APN / Parcel Number

Primary APN	`169-511-03-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,317 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	4,793 sqft (0.11 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4106 ANDROS WAY
City	OCEANSIDE
State	CA
Zip	92056-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 3 TR 012141
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	012141
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	19808

Owner

4106 Andros Way is owner-occupied and held in a trust since December 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 1626, RANCHO SANTA FE, CA 92067-1626
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE
Jan 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 31, 2019	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	Dec 27, 2013 · Amount on File
Deed Document Number	2019614157
Last Transfer Date	Dec 21, 2021
Transfer Doc	0000021748
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2022
Property Address	4106 ANDROS WAY, OCEANSIDE, CA 92056-7401
Document Number	0000021748
Map Reference	MAP 12141
Instrument Date	Dec 21, 2021
Instrument	2022-0021748
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 1626, RCHO SANTA FE, CA 92067-1626

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2022
Property Address	4106 ANDROS WAY, OCEANSIDE, CA 92056-7401
Document Number	0000021746
Map Reference	MAP 12141
Instrument Date	Dec 21, 2021
Instrument	2022-0021746
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1626, RANCHO SANTA FE, CA 92067-1626

Mortgage

Document Number	0000021747
Date	Jan 14, 2022
Instrument	2022-0021747

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2019
Property Address	4106 ANDROS WAY, OCEANSIDE, CA 92056-7401
Document Number	0000614157
Map Reference	MAP 12141
Instrument Date	Dec 17, 2019
Instrument	2019-0614157
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 1626, RANCHO SANTA FE, CA 92067-1626

Mortgage

Document Number	0000614158
Date	Dec 31, 2019
Instrument	2019-0614158

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4106 Andros Way was $6,299 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$572,476 (+2%) Land $344,060 Building $228,416
2025	$6,299.00 Homeowner's exemption	$561,252 Land $337,314 Building $223,938
2023	$5,794.00 (+0.28%) Homeowner's exemption	$539,460 Land $324,216 Building $215,244
2022	$5,778.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4106 Andros Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4106 Andros Way is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Andros Way

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