Lorain County property record for 41130 Butternut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,279 sqft · built 1984 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,300 (Sep 2015) |
| Tax Bill | $3,349 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-013-000-175 |
| Primary APN | 10-00-013-000-175 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,279 sqft Living Area |
| Gross Area | 3,230 sqft |
| 1st Floor Area | 1,434 sqft |
| Upper Floors Area | 845 sqft |
| Basement Area | 1,056 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 423 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 41130 BUTTERNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.54 AC |
| Legal Subdivision | CARLISLE SEC 13 |
| Legal Lot Number | 13 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 71500 |
41130 Butternut Ridge Rd is owned and occupied by two individuals who bought it in September 2015.
Source: Lorain County records, as of September 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41130 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIREFIGHTERS COMMUNITY CU INC |
| Jul 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS CMNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2015 · Amount on File |
| Deed Sale | Sep 14, 2015 · Amount on File |
| Prior Sale | Aug 13, 2010 · Amount on File |
| Deed Document Number | 2015559329 |
| Prior Transfer Date | Jan 23, 2000 |
| Prior Transfer Doc | 20080239193 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 41130 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7400 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000063705 |
|---|---|
| Date | Aug 15, 2025 |
| Instrument | 2025-0063705 |
| Name | FIREFIGHTERS COMMUNITY CU INC |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44125 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 12, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 41130 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7400 |
| Document Number | 0000768558 |
| Instrument Date | Jul 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|---|
| Address | 41130 BUTTERNUT RIDGE RD ELYRIA OH 440357400, ELYRIA, OH 44035-7400 |
| Document Number | 0000768558 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 768558 |
| Name | FIREFIGHTERS CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44125 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 9, 2035 |
The 2025 property tax bill for 41130 Butternut Ridge Rd was $3,349 with a homeowner's exemption, down 2.3% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,349.00 (-2.28%) Homeowner's exemption | $84,810 (+0.01%) Land $13,020 Building $71,790 | $242,290 (-) Land $37,190 Building $205,100 |
| 2024 | $3,427.00 (+0.32%) | $84,802 (+21.47%) Land $13,017 Building $71,785 | $242,290 (+21.47%) Land $37,190 Building $205,100 |
| 2023 | $3,416.00 (+0.74%) | $69,812 (+%) Land $12,618 Building $57,194 | $199,460 Land $36,050 Building $163,410 |
| 2022 | $3,391.00 | $69,810 Land $12,620 Building $57,190 | |
| 2021 | $199,460 Land $36,050 Building $163,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 41130 Butternut Ridge Rd in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 29 (1985–2021) |
| Claims Outside the SFHA | 13 of 29 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41130 Butternut Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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