Lorain County property record for 41126 Butternut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,353 sqft · built 1989 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Jul 2004) |
| Tax Bill | $3,896 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Mar 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017801-1 |
| Primary APN | 017801-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,353 sqft Living Area |
| Gross Area | 4,123 sqft |
| 1st Floor Area | 1,646 sqft |
| Upper Floors Area | 707 sqft |
| Basement Area | 1,046 sqft |
| Family Room | Family Room |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 456 sqft |
| Deck Area | 36 sqft |
| Patio Area | 353 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 017801-1 |
|---|---|
| Street Address | 41126 BUTTERNUT RIDGE RD |
| City | ELYRIA |
| State | OH |
| Zip | 44035-7400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM -202 |
| Legal Subdivision | CARLISLE |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 71500 |
Source: Lorain County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41126 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACHIEVE CREDIT UNION |
| Feb 16, 2024 | Transfer on Death Deed, Transfer |
| Jan 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BUCKEYE CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2004 · Amount on Record |
| Deed Sale | Jul 9, 2004 · Amount on Record |
| Prior Sale | Jun 12, 2000 · Amount on Record |
| Deed Document Number | 200414235 |
| Last Transfer Date | Feb 15, 2024 |
| Transfer Doc | 0000004266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 41126 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7400 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 41126 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7400 |
| Document Number | 0000928673 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023-0928673 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 8, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 41126 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7400 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SERVIC |
| Name | Verified Name |
|---|---|
| Address | 41126 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7400 |
| Document Number | 0000865831 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 2022-0865831 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 8, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 41126 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7400 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000054207 |
|---|---|
| Date | May 29, 2025 |
| Instrument | 2025-0054207 |
| Name | ACHIEVE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 7, 2040 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 16, 2024 |
| Property Address | 41126 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7400 |
| Document Number | 0000004266 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024-0004266 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 41126 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7400 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 41126 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7400 |
| Document Number | 0000659224 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41126 BUTTERNUT RIDGE RD ELYRIA OH 440357400, ELYRIA, OH 44035-7400 |
| Document Number | 0000659224 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 659224 |
| Name | BUCKEYE CMNTY BK |
|---|---|
| Type | Bank |
| Address | LORAIN, OH 44055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 22, 2028 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,896.00 | $98,880 (+%) Land $16,630 Building $82,250 | $282,510 (-) Land $47,500 Building $235,010 |
| 2024 | $3,896.00 (+3.45%) | $98,879 (+28.32%) Land $16,625 Building $82,254 | $282,510 (+28.32%) Land $47,500 Building $235,010 |
| 2023 | $3,766.00 (+0.75%) | $77,057 (%) Land $16,111 Building $60,946 | $220,160 (-) Land $46,030 Building $174,130 |
| 2022 | $3,738.00 | $77,060 Land $16,110 Building $60,950 | |
| 2021 | $220,160 Land $46,030 Building $174,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 29 (1985–2021) |
| Claims Outside the SFHA | 13 of 29 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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