Polk County property record for 4113 E 38th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,868 sqft · built 1968 |
| Lot Size | 0.528 acres (23,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $248,000 (Sep 2019) |
| Tax Bill | $6,080 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2020 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7923-21-301-004 |
| Primary APN | 7923-21-301-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 4 Stories |
| Building Area | 1,868 sqft Living Area |
| Gross Area | 3,058 sqft |
| 1st Floor Area | 1,164 sqft |
| Upper Floors Area | 704 sqft |
| Basement Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Steel Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 23,000 sqft (0.528 acres) |
| Lot Dimensions | 230 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,542 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 473 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 4113 E 38TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-8960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 100F N 384F W 250F SW 1/4 LESS RD SEC 21-79-23 |
| Legal Range | 23 |
| Legal Township | 79 |
| Legal Section | 21 |
| Legal Subdivision | SEC 21-79-23 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 101 |
Source: Polk County records · APN 7923-21-301-004
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4113 E 38TH ST, DES MOINES, IA 50317-8960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Jan 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Dec 12, 2019 | Correction Deed NOT AVAILABLE |
| Sep 30, 2019 | Warranty Deed, Transfer · ARM GREENSTATE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on Record |
| Deed Sale | Sep 30, 2019 · Amount on Record |
| Deed Document Number | 2019-00028497 |
| Deed Book / Page | 17517 / 0324 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4113 E 38TH ST, DES MOINES, IA 50317-8960 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000023272 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 19037/577 |
| Instrument | 2022-00023272 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4113 E 38TH ST, DES MOINES, IA 50317-8960 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000065272 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 17680/0540 |
| Instrument | 2019-00065272 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 116 Months |
| Due | Sep 05, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4113 E 38TH ST, DES MOINES, IA 50317-8960 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000065271 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 17680/0525 |
| Instrument | 2019-00065271 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 05, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Sep 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Dec 12, 2019 |
| Property Address | 4113 E 38TH ST, DES MOINES, IA 50317-8960 |
| Document Number | 0000052935 |
| Book / Page | 017626 / 000219 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 52935 |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4113 E 38TH ST DES MOINES IA 503178960, DES MOINES, IA 50317-8960 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Sep 30, 2019 |
| Property Address | 4113 E 38TH ST, DES MOINES, IA 50317-8960 |
| Document Number | 201900028497 |
| Book / Page | 17517 / 0324 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 2019-00028497 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9790 66TH ST N # N134, 9790, PINELLAS PARK, FL 33782-2803 |
| Name | Verified Name |
|---|---|
| Address | 4113 E 38TH ST, DES MOINES, IA 50317-8960 |
| Document Number | 201900028499 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2019-00028499 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Sep 05, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
Source: Polk County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $340,200 (+8.66%) Land $48,600 Building $291,600 | $340,200 (+8.66%) Land $48,600 Building $291,600 | |
| 2024 | $6,080.00 (+5.04%) | ||
| 2023 | $313,100 Land $44,000 Building $269,100 | $313,100 Land $44,000 Building $269,100 | |
| 2020 | $5,788.00 |
Source: FEMA National Flood Hazard Layer, Polk County (19153C), as of August 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191530001011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 32 (2010–2026) |
| Claims Outside the SFHA | 13 of 32 |
| Most Recent Claim | Jul 2026 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 54 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA7727031, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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