4111 Teresa St, Oceanside, CA 92056 Property Records

San Diego County property record for 4111 Teresa St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 1974
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual on Record
Last Sale	$118,000 (May 1995)
Tax Bill	$2,366 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162-283-04-00`

Property Details

APN / Parcel Number

Primary APN	`162-283-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,482 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4111 TERESA ST
City	OCEANSIDE
State	CA
Zip	92056-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 67 TR 007351
Legal Subdivision	COLLEGE PARK ESTATES
Legal Tract	007351
Legal Block	1
Legal Lot Number	67
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	18519

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	4111 TERESA ST, OCEANSIDE, CA 92056-3416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · FHA Mortgage OPEN MORTGAGE LLC
Sep 25, 2019	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Sep 18, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 1995 · Amount on Record
Deed Sale	May 24, 1995 · Amount on Record
Deed Document Number	1995218503
Last Transfer Date	Oct 29, 2002
Transfer Doc	0000994891
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4111 TERESA ST, OCEANSIDE, CA 92056-3416
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 TERESA ST, OCEANSIDE, CA 92056-3416

Mortgage

Document Number	0000475202
Date	Jun 30, 2021
Instrument	2021-0475202

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4111 TERESA ST, OCEANSIDE, CA 92056-3416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000422739
Date	Sep 25, 2019
Instrument	2019-0422739

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.79%
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4111 TERESA ST, OCEANSIDE, CA 92056-3416
Document Number	0000422740
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 TERESA ST OCEANSIDE CA 920563416, OCEANSIDE, CA 92056-3416

Mortgage

Document Number	0000422740
Date	Sep 25, 2019
Instrument	422740

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.79%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$216,068 (+2%) Land $48,554 Building $167,514
2025	$2,366.00 (+8.78%) Homeowner's exemption	$211,832 (+4.04%) Land $47,602 Building $164,230
2023	$2,175.00 (+0.32%) Homeowner's exemption	$203,607 Land $45,754 Building $157,853
2022	$2,168.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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