4110 Teresa St, Oceanside, CA 92056 Property Records

San Diego County property record for 4110 Teresa St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,824 sqft · built 1974
Lot Size	0.181 acres (7,900 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Mar 2017)
Tax Bill	$6,921 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162-282-02-00`

Property Details

APN / Parcel Number

Primary APN	`162-282-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,824 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	7,900 sqft (0.181 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4110 TERESA ST
City	OCEANSIDE
State	CA
Zip	92056-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 76 TR 007351
Legal Subdivision	COLLEGE PARK ESTATES
Legal Tract	007351
Legal Block	1
Legal Lot Number	76
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18519

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4110 TERESA ST, OCEANSIDE, CA 92056-3415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 26, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 24, 2017	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2017 · Amount on Record
Deed Sale	Mar 24, 2017 · Amount on Record
Prior Sale	Sep 8, 2015 · Amount on Record
Deed Document Number	2017135512
Prior Transfer Date	Sep 9, 2015
Prior Transfer Doc	0000488341
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4110 TERESA ST, OCEANSIDE, CA 92056-3415
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4110 TERESA ST, OCEANSIDE, CA 92056-3415
Investor	Possibly a Property Investor

Mortgage

Document Number	0000659318
Date	Sep 17, 2021
Instrument	2021-0659318

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4110 TERESA ST, OCEANSIDE, CA 92056-3415
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4110 TERESA ST, OCEANSIDE, CA 92056-3415

Mortgage

Document Number	0000481205
Date	Aug 25, 2020
Instrument	2020-0481205

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4110 TERESA ST, OCEANSIDE, CA 92056-3415
Document Number	0000502576
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4110 TERESA ST OCEANSIDE CA 920563415, OCEANSIDE, CA 92056-3415

Mortgage

Document Number	0000502576
Date	Nov 4, 2019
Instrument	502576

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2017
Property Address	4110 TERESA ST, OCEANSIDE, CA 92056-3415
Document Number	0000135512
Map Reference	MAP7351
Instrument Date	Mar 22, 2017
Instrument	2017-0135512
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 DAYNA ST, SANTA ANA, CA 92705-6814
Investor	Possibly a Property Investor

Mortgage

Document Number	0000135513
Date	Mar 24, 2017
Instrument	2017-0135513

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Mortgage

Document Number	0000135514
Date	Mar 24, 2017
Instrument	2017-0135514

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$627,404 (+2%) Land $429,278 Building $198,126
2025	$6,921.00 (+8.7%) Homeowner's exemption	$615,103 (+4.04%) Land $420,861 Building $194,242
2023	$6,367.00 (+0.27%) Homeowner's exemption	$591,219 Land $404,519 Building $186,700
2022	$6,350.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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