4012 Winston Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4012 Winston Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 876 sqft · built 1919
Lot Size	0.075 acres (3,296 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Mar 2019)
Tax Bill	$1,075 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-14-14-014.00`

Property Details

APN / Parcel Number

Primary APN	`056-14-14-014.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	876 sqft Finished Area
Gross Area	936 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,296 sqft (0.075 acres)
Lot Dimensions	112 ft deep x 29.2 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4012 WINSTON AVE
City	COVINGTON
State	KY
Zip	41015-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KRUSE J H RE-SUBD TAYLOR LOT P 29.2'X 112' IRREG ES WINSTON AVE
Legal Subdivision	KRUSE J H RE-SUBD TAYLOR
Legal Lot Number	P
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2001
Census Tract	61300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4012 WINSTON AVE, COVINGTON, KY 41015-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Dec 28, 2000 · Amount on Record
Deed Document Number	201903 01 059 00061
Deed Book / Page	6609 / 165
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 1, 2019
Property Address	4012 WINSTON AVE, COVINGTON, KY 41015-1732
Document Number	0000000061
Book / Page	0C6609 / 000166
Instrument Date	Feb 27, 2019
Instrument	61
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 WINSTON AVE COVINGTON KY 410151732, COVINGTON, KY 41015-1732

Mortgage

Document Number	62
Date	Mar 1, 2019
Book Page	0C6609/000169
Instrument	62

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 28, 2029

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,600 (+15.27%) Land $15,000 Building $78,600	$93,600 (+15.27%) Land $15,000 Building $78,600
2025	$1,075.00 (-0.56%)	$81,200 (-) Land $10,000 Building $71,200	$81,200 (-) Land $10,000 Building $71,200
2023	$1,081.00	$81,200 Land $10,000 Building $71,200	$81,200 Land $10,000 Building $71,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20