4110 E Phobos Ln, Saint George, UT 84790 Property Records

Washington County property record for 4110 E Phobos Ln, Saint George, UT 84790

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,971 sqft · built 2022
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on File
Last Sale$355,908 (Mar 2024)
Tax Bill$1,541 (2024)
Deeds & MortgagesJan 2026 Line of Credit
Apr 2024 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APNSG-DEP-3AND4-309

Property Details

APN / Parcel Number

Primary APNSG-DEP-3AND4-309
Alternative APN
  • 1107057

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,971 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level
Roof TypeGable
Roof MaterialConcrete
Lot Area1,742 sqft (0.04 acres)
Garage TypeAttached
Garage Area443 sqft
PorchOpen Slab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1107057
Street Address4110 E PHOBOS LN
CitySAINT GEORGE
StateUT
Zip84790-2359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: DESERT PLAYA 3 & 4 (SG) LOT: 309
Legal SubdivisionDESERT PLAYA PH 3 & 4
Legal Lot Number309
JurisdictionWASHINGTON UT
Township / Civil DivisionST. GEORGE
Census Block Group1
Census Block1135
Census Tract271702

Owner

Source: Washington County records · APN SG-DEP-3AND4-309

Assessment roll updated July 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4110 E PHOBOS LN, SAINT GEORGE, UT 84790-2359
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2026Deed of Trust, Mortgage · Line of Credit
MOUNTAIN AMERICA FCU
Apr 03, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 27, 2024Warranty Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Oct 21, 2022Deed of Trust, Mortgage · Closed-End Mortgage
US BANK NA
Apr 15, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SUN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2024 · Amount on Record
Deed SaleMar 27, 2024 · Amount on Record
Prior SaleApr 15, 2022 · Amount on Record
Deed Document Number20249222
Last Transfer DateApr 03, 2024
Transfer Doc0000010138
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address4110 E PHOBOS LN, SAINT GEORGE, UT 84790-2359
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000079
DateJan 02, 2026
Instrument20260000079
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
AddressSANDY, UT 84070
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON UT
Recording DateApr 03, 2024
Property Address4110 E PHOBOS LN, SAINT GEORGE, UT 84790-2359
Document Number0000010138
Instrument DateApr 03, 2024
Instrument20240010138
Transaction TypeTransfer
Record UpdatedApr 17, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4110 E PHOBOS LN, ST GEORGE, UT 84790-2359

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON UT
Recording DateMar 27, 2024
Property Address4110 E PHOBOS LN, SAINT GEORGE, UT 84790-2359
Document Number0000009222
Instrument DateMar 13, 2024
Instrument20240009222
Transaction TypeTransfer
Record UpdatedApr 17, 2024
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4110 E PHOBOS LN, SAINT GEORGE, UT 84790-2359

Mortgage

Document Number0000009228
DateMar 27, 2024
Instrument20240009228
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address4110 E PHOBOS LN, SAINT GEORGE, UT 84790-2359
Transaction TypeMortgage
Record UpdatedAug 15, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4110 E PHOBOS WAY, SAINT GEORGE, UT 84790-2359

Mortgage

Document Number0000047292
DateOct 21, 2022
Instrument20220047292
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term180 Months
DueOct 02, 2037

April 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON UT
Recording DateApr 15, 2022
Property Address4110 E PHOBOS LN, SAINT GEORGE, UT 84790-2359
Document Number0000021324
Instrument DateApr 11, 2022
Instrument20220021324
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 15, 2023
Title CompanyGT TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4110 E PHOBOS WAY, SAINT GEORGE, UT 84790-2359

Mortgage

Document Number0000021325
DateApr 15, 2022
Instrument20220021325
Lender
NameSUN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateUtah
CountyWashington County
MunicipalitySt. George City
Unified School DistrictWashington School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$419,500 (+76.48%) Land $90,000 Building $329,500$419,500 (-2.94%) Land $90,000 Building $329,500
2024$1,541.00 (-3.08%)
2023$1,590.00$237,710$432,200 Land $90,000 Building $342,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Utah
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
2,000 / 1,000
TDS Telecom
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
FIF St. George
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 281 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST GEORGE CITY WATER SYSTEM
serves 105,240 people
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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