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4098 E Phobos Ln, Saint George, UT 84790 Property Records

Washington County property record for 4098 E Phobos Ln, Saint George, UT 84790 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,974 sqft · built 2022
Lot Size0.04 acres (1,742 sqft)
OwnerCompany Name on File
Tax Bill$1,528 (2025)
Deeds & MortgagesNov 2021 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNSG-DEP-3AND4-307

Property Details

APN / Parcel Number

Primary APNSG-DEP-3AND4-307
Alternative APN
  • 1107033

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,974 sqft Living Area
Gross Area2,016 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area1,742 sqft (0.04 acres)
Garage TypeAttached
Garage Area444 sqft
PorchCovered Slab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1107033
Street Address4098 E PHOBOS LN
CitySAINT GEORGE
StateUT
Zip84790-2358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: DESERT PLAYA 3 & 4 (SG) LOT: 307
Legal SubdivisionDESERT PLAYA PH 3 & 4
Legal Lot Number307
JurisdictionWASHINGTON UT
Township / Civil DivisionST. GEORGE
Census Block Group1
Census Block1135
Census Tract271702

Owner

Source: Washington County records · APN SG-DEP-3AND4-307

Assessment roll updated August 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1067 E 4625 S, WASHINGTON, UT 84780-2969
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage
M & T BANK
Mar 30, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Mar 30, 2022Warranty Deed, Transfer
GT TITLE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 2022
Deed SaleMar 30, 2022
Prior SaleMar 30, 2022 · Amount on Record
Deed Document Number202217906
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address4098 E PHOBOS LN, SAINT GEORGE, UT 84790-2358
Transaction TypeMortgage
Record UpdatedAug 15, 2023
Title CompanyGT TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075407
DateNov 29, 2021
Instrument20210075407
Lender
NameM & T BANK
TypeBank
AddressSANDY, UT 84070
Agreement
AmountAmount Recorded
Term15 Months
DueFeb 27, 2023

March 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON UT
Recording DateMar 30, 2022
Property Address4098 E PHOBOS LN, SAINT GEORGE, UT 84790-2358
Document Number0000017904
Instrument DateMar 28, 2022
Instrument20220017904
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 15, 2023
Title CompanyGT TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4098 EAST PHOBOS LANE, SALT LAKE CITY, UT 84190-0001

Mortgage

Document Number0000017905
DateMar 30, 2022
Instrument20220017905
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON UT
Recording DateMar 30, 2022
Property Address4098 E PHOBOS LN, SAINT GEORGE, UT 84790-2358
Document Number0000017906
Instrument DateMar 25, 2022
Instrument20220017906
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyGT TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4098 E PHOBOS WAY, SAINT GEORGE, UT 84790-2358

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateUtah
CountyWashington County
MunicipalitySt. George City
Unified School DistrictWashington School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$218,515 (-8.58%) Land $46,750 Building $171,765$397,300 (-8.58%) Land $85,000 Building $312,300
2025$1,528.00 (-4.44%)
2023$1,599.00$239,030$434,600 Land $90,000 Building $344,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (49053C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490532717021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
4 of 4 on primary residences

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Utah
Wildfire LikelihoodAbout 1 in 158 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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