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411 Westbrook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 411 Westbrook Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,040 sqft · built 1977
Lot Size0.374 acres (16,290 sqft)
Owner2 Individual Names on Record
Last Sale$107,000 (Oct 1997)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN243480A033

Property Details

APN / Parcel Number

Primary APN243480A033
Alternative APN
  • 2-057A-5041-00-0034.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,040 sqft Living Area
Gross Area3,260 sqft
1st Floor Area1,440 sqft
Basement Area1,380 sqft
Finished Basement600 sqft
Unfinished Basement780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,290 sqft (0.374 acres)
Lot Dimensions181 ft deep x 90 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area20 sqft
Deck AreaDeck Area
Patio Area258 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number243480A033
Street Address411 WESTBROOK DR
CityO FALLON
StateMO
Zip63366-2466
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionWESTBROOK MANOR LOT 34
Legal SubdivisionWESTBROOK MANOR
Legal Lot Number34
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2004
Census Tract311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address411 WESTBROOK DR, O FALLON, MO 63366-2466
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 1997 · Amount on Record
Deed SaleOct 29, 1997 · Amount on Record
Deed Document Number199761848
Deed Book / Page1994 / 110
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address411 WESTBROOK DR, O FALLON, MO 63366-2466
Document Number0068800208
Instrument DateJan 18, 2018
Transaction TypeMortgage
Record UpdatedFeb 28, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address411 WESTBROOK DR O FALLON MO 633662466, O FALLON, MO 63366-2466

Mortgage

Document Number0068800208
DateFeb 16, 2018
Book Page006880/000208
Instrument85260
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 15, 2033

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$53,333 (+9.01%)$280,700 (+9.01%) Land $55,000 Building $225,700
2023$48,923
2022$257,489 Land $55,000 Building $202,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1979–2015)
Claims Outside the SFHA3 of 5
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon, Wisper ISP.

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