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397 Westbrook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 397 Westbrook Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,254 sqft · built 1994
Lot Size0.395 acres (17,195 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesFeb 2024 Sale
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNA860001392

Property Details

APN / Parcel Number

Primary APNA860001392
Alternative APN
  • 2-057A-5895-00-0001.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,254 sqft Living Area
Gross Area3,332 sqft
1st Floor Area1,454 sqft
Basement Area1,438 sqft
Finished Basement800 sqft
Unfinished Basement638 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,195 sqft (0.395 acres)
Lot Dimensions181 ft deep x 95 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area198 sqft
Deck AreaDeck Area
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelSolar
SewerConnected

Location & Zoning

Account NumberA860001392
Street Address397 WESTBROOK DR
CityO FALLON
StateMO
Zip63366-2464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTRIDGE ADDN LOT 1
Legal SubdivisionWESTRIDGE ADDN
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2004
Census Tract311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address397 WESTBROOK DR, O FALLON, MO 63366-2464
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2024Beneficiary Deed, Transfer
Dec 22, 2017Deed of Trust, Mortgage
STIFEL BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 16, 2023
Transfer Doc0000005714
Record UpdatedSep 20, 2026

February 2024: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateFeb 14, 2024
Property Address397 WESTBROOK DR, O FALLON, MO 63366-2464
Document Number0000005714
Map ReferenceMB 24 PG 133
Instrument DateJan 14, 2023
Instrument2024R-005714
Transaction TypeTransfer
Record UpdatedFeb 27, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address397 WESTBROOK DR, O FALLON, MO 63366-2464

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address397 WESTBROOK DR, O FALLON, MO 63366-2464
Document Number0068611656
Book / Page006861 / 001656
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address397 WESTBROOK DR O FALLON MO 633662464, O FALLON, MO 63366-2464

Mortgage

Document Number0068611656
DateJan 2, 2018
Book Page006861/001656
Instrument2420
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term180 Months
DueJan 1, 2033

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$55,608 (+9.12%)$292,672 (+9.12%) Land $60,000 Building $232,672
2023$50,962
2022$268,223 Land $45,000 Building $223,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1979–2015)
Claims Outside the SFHA3 of 5
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon, Wisper ISP.

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