411 W Thorne St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 411 W Thorne St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,666 sqft · built 1900
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on File
Last Sale	$222,900 (Sep 2024)
Tax Bill	$3,774 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-CC-140-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-CC-140-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,666 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	588 sqft
Attic	Attic
Attic Area	126 sqft
Basement Area	882 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	12,023 sqft (0.276 acres)
Lot Dimensions	18.2 ft deep x 6.6 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	411 W THORNE ST
City	RIPON
State	WI
Zip	54971-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	S21 T16N R14E CATLIN'S ADDITION LOT 2 EXC E 4' THEREOF & E 4' OF LOT 3 BLK 1
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	CATLINS ADDITION
Legal Block	1
Legal Lot Number	2-3
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2000
Census Tract	41600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Historic District listed 2004 · 161 contributing resources · NRIS 04000653

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

411 W Thorne St is owned and occupied by an individual who bought it in September 2024.

Source: Fond Du Lac County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	411 W THORNE ST, RIPON, WI 54971-1458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU
May 29, 2020	Warranty Deed, Transfer · Commercial Mortgage BANK OF OAKFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2024 · Amount on File
Deed Sale	Sep 13, 2024 · Amount on File
Prior Sale	Sep 13, 2024 · Amount on File
Deed Document Number	20241200018
Prior Transfer Date	Sep 10, 2024
Prior Transfer Doc	0001200017
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Oct 19, 2020
Property Address	411 W THORNE ST, RIPON, WI 54971-1458
Document Number	0001138838
Instrument Date	Oct 16, 2020
Instrument	1138838
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	AH CLOSINGS AND TITLE SERVICES LLC, CLOSING AND TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 W THORNE ST, RIPON, WI 54971-1458

Mortgage

Document Number	0001138839
Date	Oct 19, 2020
Instrument	1138839

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	May 29, 2020
Property Address	411 W THORNE ST, RIPON, WI 54971-1458
Document Number	0001130448
Instrument Date	May 29, 2020
Instrument	1130448
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	AH CLOSINGS AND TITLE SERVICES LLC, CLOSING AND TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$159.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 S MAIN ST, OSHKOSH, WI 54902-6033
Investor	Possibly a Property Investor

Mortgage

Document Number	0001130449
Date	May 29, 2020
Instrument	1130449

Lender

Name	BANK OF OAKFIELD
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 411 W Thorne St was $3,774.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,774.00	$155,900 Land $22,000 Building $133,900	$240,452 Land $33,932 Building $206,520
2023	$3,481.00	$155,900 Land $22,000 Building $133,900	$183,153 Land $25,846 Building $157,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 W Thorne St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 W Thorne St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Bertram Communications, Bug Tussel Wireless, Verizon.

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