407 W Thorne St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 407 W Thorne St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,481 sqft · built 1892
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,099 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-CC-130-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-CC-130-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,481 sqft Living Area
1st Floor Area	1,346 sqft
2nd Floor Area	979 sqft
Attic	Attic
Attic Area	156 sqft
Basement Area	1,282 sqft
Family Room	Family Room

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	12,023 sqft (0.276 acres)
Lot Dimensions	18.2 ft deep x 6.6 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	196 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	407 W THORNE ST
City	RIPON
State	WI
Zip	54971-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	S21 T16N R14E CATLIN'S ADDITION W 62' LOT 1 & E 4' LOT 2 BLK 1 (V1163-116) .267A
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	CATLINS ADDITION
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2000
Census Tract	41600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Historic District listed 2004 · 161 contributing resources · NRIS 04000653

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 W THORNE ST, RIPON, WI 54971-1458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	407 W THORNE ST, RIPON, WI 54971-1458
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 W THORNE ST, RIPON, WI 54971-1458

Mortgage

Document Number	1149320
Date	Apr 15, 2021
Instrument	1149320

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 15, 2031

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,099.00 (+11.54%)	$176,100 (-) Land $22,000 Building $154,100	$271,608 (+31.29%) Land $33,932 Building $237,676
2023	$3,675.00 Homeowner's exemption	$176,100 Land $22,000 Building $154,100	$206,884 Land $25,846 Building $181,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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