411 W 4th St, Buchanan, MI 49107 Property Records

Berrien County property record for 411 W 4th St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 936 sqft · built 1987
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Oct 2017)
Tax Bill	$3,617 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58-5000-0016-00-1`

Property Details

APN / Parcel Number

Primary APN	`58-5000-0016-00-1`
Alternative APN	`11-58-5000-0016-00-1`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 W 4TH ST
City	BUCHANAN
State	MI
Zip	49107-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOTS 16 & 17 MILLERS ADD TO CITY OF BUCHANAN
Legal Subdivision	MILLERS ADD
Legal Lot Number	16-17
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	5
Census Block	5006
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	411 W 4TH ST, BUCHANAN, MI 49107-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Mar 2, 2017	Deed of Trust, Mortgage · Line of Credit GREATER NILES COMM FCU
May 13, 2019	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL CORP
Oct 23, 2017	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	Oct 4, 1989 · Amount on Record
Deed Document Number	20173187-0481
Deed Book / Page	3187 / 481
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Jul 16, 2026
Property Address	411 W 4TH ST, BUCHANAN, MI 49107-1109
Document Number	0000465821
Book / Page	3482 / 2346
Instrument Date	Jun 20, 2026
Instrument	2026465821
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 W 4TH ST, BUCHANAN, MI 49107-1109

Mortgage

Document Number	0000465821,
Date	Jul 16, 2026
Book Page	3482/2346
Instrument	2026465821

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2066

Interest

Rate	6.51%
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	411 W 4TH ST, BUCHANAN, MI 49107-1109
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03164/2278
Date	Mar 2, 2017
Book Page	3164/2278

Lender

Name	GREATER NILES COMM FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 28, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	411 W 4TH ST, BUCHANAN, MI 49107-1109
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03237/0156
Date	May 13, 2019
Book Page	3237/0156

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 23, 2017
Property Address	411 W 4TH ST, BUCHANAN, MI 49107-1109
Document Number	03187/0481
Book / Page	3187 / 0481
Map Reference	LB5 PG55
Instrument Date	Oct 2, 2017
Instrument	3187-0481
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 W 4TH ST, BUCHANAN, MI 49107-1109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 W 4TH ST, BUCHANAN, MI 49107-1109

Mortgage

Document Number	0031870483
Date	Oct 23, 2017
Instrument	3187-0483

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,500 (+17.79%)	$245,000 (+17.79%)
2025	$3,617.00 (+8.13%)
2023		$104,000	$208,000
2022	$3,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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