406 W 4th St, Buchanan, MI 49107 Property Records

Berrien County property record for 406 W 4th St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,121 sqft · built 1933
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jan 2021)
Tax Bill	$2,225 (2025)
Deeds & Mortgages	Jan 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`58-0026-0067-00-1`

Property Details

APN / Parcel Number

Primary APN	`58-0026-0067-00-1`
Alternative APN	`11-58-0026-0067-00-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,121 sqft Living Area
1st Floor Area	1,121 sqft
Basement Area	946 sqft
Unfinished Basement	946 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	208 ft deep x 93 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 W 4TH ST
City	BUCHANAN
State	MI
Zip	49107-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	PT SE1/4 SEC 26 T7S R18W DES AS COM ON W LN SD 1/4 660' S OF CEN SD SEC TH S 89DEG 24' E 66' TO POB TH S 89DEG 24' E 87.5' TH S 0DEG 08' W 260.7' TO CEN LN 4TH ST TH N 65DEG 22' W ALONG CEN SD ST 95.62' TH N 221.8' TO POB
Legal Range	18W
Legal Township	07S
Legal Section	26
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	1
Census Block	1010
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 W 4TH ST, BUCHANAN, MI 49107-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Deed Book / Page	3307 / 2028
Prior Transfer Date	Dec 11, 2012
Prior Transfer Doc	03019/0286
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 6, 2021
Property Address	406 W 4TH ST, BUCHANAN, MI 49107-1110
Document Number	03307/2028
Book / Page	3307 / 2028
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,121.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 W 4TH ST, BUCHANAN, MI 49107-1110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 INGLEWOOD CT, SOUTH BEND, IN 46616-2102

Mortgage

Document Number	0033072030
Date	Jan 6, 2021
Instrument	3307/2030

Lender

Name	COUNTRY HERITAGE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 29, 2035

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,300 (+36.85%)	$194,600 (+36.85%)
2025	$2,225.00 (+2.25%) Homeowner's exemption	$71,100 (+15.8%)	$142,200 (+15.8%)
2024	$2,176.00 (+5.63%)
2023		$61,400	$122,800
2022	$2,060.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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