411 W 2nd St, Cloverdale, CA 95425 Property Records

Sonoma County property record for 411 W 2nd St, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,853 sqft · built 1966
Lot Size	0.156 acres (6,789 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Oct 2016)
Tax Bill	$6,052 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-262-001-000`

Property Details

APN / Parcel Number

Primary APN	`001-262-001-000`
Alternative APN	`001-262-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,853 sqft Living Area
Gross Area	2,293 sqft
1st Floor Area	1,853 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,789 sqft (0.156 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	001-262-001
Street Address	411 W 2ND ST
City	CLOVERDALE
State	CA
Zip	95425-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	LOT 1 LAS COLINAS TRACT
Legal Subdivision	LAS COLINAS TRACT
Legal Block	3
Legal Lot Number	1
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	2
Census Block	2014
Census Tract	154202

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 W 2ND ST, CLOVERDALE, CA 95425-3101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2016 · Amount on Record
Deed Sale	Oct 6, 2016 · Amount on Record
Prior Sale	Nov 15, 2000 · Amount on Record
Deed Document Number	201690977
Prior Transfer Date	Oct 5, 2010
Prior Transfer Doc	0000088623
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	411 W 2ND ST, CLOVERDALE, CA 95425-3101
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 W 2ND ST, CLOVERDALE, CA 95425-3101

Mortgage

Document Number	0000127435
Date	Nov 29, 2021
Instrument	2021127435

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Mar 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	411 W 2ND ST, CLOVERDALE, CA 95425-3101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023576
Date	Apr 10, 2019
Instrument	2019023576

Lender

Name	EXCHANGE BANK
Type	Bank
Address	SANTA ROSA, CA 95402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$491,268 (+2%) Land $236,756 Building $254,512
2025	$6,052.00 (+1.1%)	$481,636 (+4.04%) Land $232,114 Building $249,522
2023	$5,986.00 (+1.82%)	$462,935 Land $223,101 Building $239,834
2022	$5,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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