314 W 2nd St, Cloverdale, CA 95425 Property Records

Sonoma County property record for 314 W 2nd St, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 434 sqft · built 1955
Lot Size	0.108 acres (4,700 sqft)
Owner	Trust Name on File
Last Sale	$65,000 (Apr 1994)
Tax Bill	$1,537 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-133-017-000`

Property Details

APN / Parcel Number

Primary APN	`001-133-017-000`
Alternative APN	`001-133-017`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	434 sqft Living Area
1st Floor Area	434 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	4,700 sqft (0.108 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	001-133-017
Street Address	314 W 2ND ST
City	CLOVERDALE
State	CA
Zip	95425-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	MAP 29 PG 14 BLK T LOT 39,41
Legal Subdivision	TOWN OF CLOVERDALE
Legal Block	2
Legal Lot Number	39,41
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	2
Census Block	2008
Census Tract	154202

Owner

314 W 2nd St is owner-occupied and held in a trust since January 2006.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	314 W 2ND ST, CLOVERDALE, CA 95425-3202
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 1994 · Amount on File
Deed Sale	Apr 26, 1994 · Amount on File
Prior Sale	Apr 26, 1994
Deed Document Number	199454296
Last Transfer Date	Jan 4, 2006
Transfer Doc	0000003569
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	314 W 2ND ST, CLOVERDALE, CA 95425-3202
Document Number	0000024480
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Apr 13, 2017
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	314 W 2ND ST CLOVERDALE CA 954253202, CLOVERDALE, CA 95425-3202

Mortgage

Document Number	0000024480
Date	Mar 29, 2017
Instrument	24480

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 28, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 314 W 2nd St was $1,537 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$111,497 (+2%) Land $77,193 Building $34,304
2025	$1,537.00 Homeowner's exemption	$109,312 Land $75,680 Building $33,632
2023	$1,518.00 (+1.81%) Homeowner's exemption	$105,070 Land $72,743 Building $32,327
2022	$1,491.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 314 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 W 2nd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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