411 W 20th St, Merced, CA 95340 Property Records

Merced County property record for 411 W 20th St, Merced, CA 95340

Property Summary

Property Type	Commercial
Details	4.5 ba · 3,230 sqft · built 1986
Lot Size	0.425 acres (18,501 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Dec 2021)
Tax Bill	$6,408 (2025)
Deeds & Mortgages	Oct 2023 Transfer Sep 2023 Sale + 3 more
Flood Zone	Zone AO (high risk)
APN	`030-274-010-000`

Property Details

APN / Parcel Number

Primary APN	`030-274-010-000`
Alternative APN	`030-274-010`

Interior

Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,230 sqft Gross Area
1st Floor Area	3,230 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	18,501 sqft (0.425 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030-274-010
Street Address	411 W 20TH ST
City	MERCED
State	CA
Zip	95340-3713
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CC
Legal Description	PARCEL 2 PM 79-4 SEC 19/7/14
Legal Subdivision	TOWN/MERCED
Legal Block	108
Legal Lot Number	14-16
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2016
Census Tract	1302

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2874 FORIST LN, MERCED, CA 95340-2554
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Correction Deed
Sep 20, 2023	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION
Dec 23, 2022	Intrafamily Transfer, Transfer
Dec 30, 2021	Grant Deed, Transfer · Commercial Mortgage GREGORY DI CARLO ETUX
Dec 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	202158318
Last Transfer Date	Sep 13, 2023
Transfer Doc	0000022504
Record Updated	Oct 29, 2026

October 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MERCED CA
Recording Date	Oct 24, 2023
Property Address	411 W 20TH ST, MERCED, CA 95340-3713
Document Number	0000025435
Map Reference	MB 79 PG 3&4
Instrument Date	Oct 16, 2023
Instrument	2023025435
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1652 BUENA VENTURA DR, MERCED, CA 95340-2600

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 20, 2023
Property Address	411 W 20TH ST, MERCED, CA 95340-3713
Document Number	0000022504
Map Reference	MB 79 PG 3&4
Instrument Date	Sep 12, 2023
Instrument	2023022504
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2874 FORIST LN, MERCED, CA 95340-2554

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Dec 23, 2022
Property Address	411 W 20TH ST, MERCED, CA 95340-3713
Document Number	0000043445
Map Reference	MB 79 PG 4
Instrument Date	Nov 10, 2022
Instrument	2022043445
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2874 FORIST LN, MERCED, CA 95340-2554

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 30, 2021
Property Address	411 W 20TH ST, MERCED, CA 95340-3713
Document Number	0000058318
Map Reference	MB 79 PG 3&4
Instrument Date	Dec 27, 2021
Instrument	2021058318
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 W 20TH ST, MERCED, CA 95340-3713

Mortgage

Document Number	0000000013
Date	Jan 3, 2022
Instrument	2022000013

Lender

Name	GREGORY DI CARLO ETUX
Type	Private Party
Address	1652 BUENA VENTURA DR, MERCED, CA 95340

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Dec 30, 2020
Property Address	411 W 20TH ST, MERCED, CA 95340-3713
Document Number	0000050614
Instrument Date	Dec 23, 2020
Instrument	50614
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	411 W 20TH ST MERCED CA 953403713, MERCED, CA 95340-3713

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$588,511 (+1.94%) Land $135,252 Building $453,259
2025	$6,408.00 (+8.3%)	$577,291 (+4.96%) Land $132,600 Building $444,691
2024	$5,917.00 (-0.08%)
2023	$5,922.00 (+13.08%)	$550,000 Land $130,000 Building $420,000
2022	$5,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.

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